M
AA Unsecured NCD

Muthoot Fincorp Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2032

Current YTM
10.31%
Market YTM
Coupon Rate
10.45%
Per annum
Maturity Date
24 Dec 2032
6.3 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹10,000
Per Bond
Market Position
YTM (Annual)
10.31%
Live, last traded 2026-08-18
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+433 bps
vs 6.3Y G-Sec at 5.98%
Top 12% of similar-tenor peers by spread
Tenure
6.3 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-08-04 2026-08-18
Cashflow Timeline
24 Sep 2026
Interest Payment
₹87.08 / Bond
24 Oct 2026
Interest Payment
₹87.08 / Bond
24 Nov 2026
Interest Payment
₹87.08 / Bond
24 Dec 2026
Interest Payment
₹87.08 / Bond
24 Jan 2027
Interest Payment
₹87.08 / Bond
24 Feb 2027
Interest Payment
₹87.08 / Bond
24 Mar 2027
Interest Payment
₹87.08 / Bond
24 Apr 2027
Interest Payment
₹87.08 / Bond
24 Dec 2032
Principal Payment
₹10,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹10,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-08-17 Initial rating: AA by CRISIL on 2026-07-22 Initial rating: AA by CRISIL on 2026-06-18 Issued 2024-09-24 Matures 2032-12-24

3 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
10.45%
YTM (Annual)
10.31%
Credit Rating
AA
(CRISIL)
Remaining Tenure
6.3 Years
Advanced metrics
Modified Duration
4.61 Yrs
Macaulay Duration
4.65 Yrs
Issue Size
₹100 Cr
Minimum Investment
₹10,000
(1 Bond)
Market Characteristics
Modified Duration
4.61 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-18
BSE
Trades (30 Days)
11
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 11 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.45 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2024-09-24
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

Muthoot Fincorp Limited issued this rated, ncd (MFL-10.45%-24-12-32-PVT) carrying a 10.45% p.a. coupon, paid monthly. It repays principal on maturity.

Rating Action History 3 actions
DateAgencyActionRatingOutlookRationale
2026-08-17 CRISIL Other View →
2026-07-22 CRISIL Initial AA Stable View →
2026-06-18 CRISIL Initial AA Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-18 102.7500 10.3100 1
2026-08-17 102.1287 10.5291 None
2026-08-14 101.4585 10.6033 3
2026-08-13 102.0000 10.4800 3
2026-08-11 102.7400 10.3100 1
2026-08-10 102.7800 10.3100 3
2026-08-07 102.0000 10.4800 3
2026-08-06 102.0000 10.4800 4
2026-08-05 102.3700 10.4000 3
2026-08-04 101.9200 10.5100 2
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2024-09-30
Rating Actions History 3 2026-08-17
Secondary-Market Trades 10 BSE 2026-08-18
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Muthoot Fincorp 10.45% Dec 2032 NCD?

Muthoot Fincorp 10.45% Dec 2032 NCD carries a coupon of 10.45%, paid monthly, on a face value of ₹10,000.

When does Muthoot Fincorp 10.45% Dec 2032 NCD mature?

Muthoot Fincorp 10.45% Dec 2032 NCD matures on 2032-12-24, 6.3 years from today.

What is Muthoot Fincorp 10.45% Dec 2032 NCD rated?

Muthoot Fincorp 10.45% Dec 2032 NCD is rated AA by CRISIL. As of 2024-09-30.

Is Muthoot Fincorp 10.45% Dec 2032 NCD secured?

Muthoot Fincorp 10.45% Dec 2032 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Muthoot Fincorp 10.45% Dec 2032 NCD trade?

Muthoot Fincorp 10.45% Dec 2032 NCD is listed on BSE.

What yield does Muthoot Fincorp 10.45% Dec 2032 NCD currently offer?

The last recorded trade on 2026-08-18 priced Muthoot Fincorp 10.45% Dec 2032 NCD at ₹102.75, implying a yield to maturity of 10.31%.

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