M
AA- Unsecured NCD

Muthoot Fincorp Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2029

Current YTM
10.42%
Market YTM
Coupon Rate
10.05%
Per annum
Maturity Date
31 Dec 2029
3.3 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
10.42%
Live, last traded 2026-08-27
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+458 bps
vs 3.3Y G-Sec at 5.84%
Above the median spread for similar-tenor peers
Tenure
3.3 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-13 2026-08-27
Cashflow Timeline
1 Sep 2026
Interest Payment
₹837.50 / Bond
1 Oct 2026
Interest Payment
₹837.50 / Bond
1 Nov 2026
Interest Payment
₹837.50 / Bond
1 Dec 2026
Interest Payment
₹837.50 / Bond
1 Jan 2027
Interest Payment
₹837.50 / Bond
1 Feb 2027
Interest Payment
₹837.50 / Bond
1 Mar 2027
Interest Payment
₹837.50 / Bond
1 Apr 2027
Interest Payment
₹837.50 / Bond
31 Dec 2029
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-08-17 Initial rating: AA by CRISIL on 2026-07-22 Initial rating: AA by CRISIL on 2026-06-18 Issued 2024-03-01 Matures 2029-12-31

3 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
10.05%
YTM (Annual)
10.42%
Credit Rating
AA-
(CRISIL)
Remaining Tenure
3.3 Years
Advanced metrics
Modified Duration
2.82 Yrs
Macaulay Duration
2.85 Yrs
Issue Size
₹50 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
2.82 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-27
BSE
Trades (30 Days)
8
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 8 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.05 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2024-03-01
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

Issued by Muthoot Fincorp Limited, 10.05% UNSECURED RATED LISTED REDEEMABLE SUBORINATED TIER II NON CONVERTIBLE DEBENTURE DATE OF MATURITY 31/12/2029 is a rated, ncd paying a 10.05% p.a. coupon monthly. The instrument repays principal on maturity.

Rating Action History 3 actions
DateAgencyActionRatingOutlookRationale
2026-08-17 CRISIL Other View →
2026-07-22 CRISIL Initial AA Stable View →
2026-06-18 CRISIL Initial AA Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-27 100.2500 10.4200 1
2026-08-25 100.5000 10.3200 1
2026-08-20 100.5000 10.3200 1
2026-08-06 101.5000 9.9500 1
2026-08-05 100.5000 10.3200 1
2026-08-04 100.5000 10.3200 2
2026-07-31 100.5000 10.3200 1
2026-07-30 101.5000 9.9500 1
2026-07-27 100.5000 10.3200 1
2026-07-13 101.5000 9.9500 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2024-02-13
Rating Actions History 3 2026-08-17
Secondary-Market Trades 10 BSE 2026-08-27
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Muthoot Fincorp 10.05% Dec 2029 NCD?

Muthoot Fincorp 10.05% Dec 2029 NCD carries a coupon of 10.05%, paid monthly, on a face value of ₹100,000.

When does Muthoot Fincorp 10.05% Dec 2029 NCD mature?

Muthoot Fincorp 10.05% Dec 2029 NCD matures on 2029-12-31, 3.3 years from today.

What is Muthoot Fincorp 10.05% Dec 2029 NCD rated?

Muthoot Fincorp 10.05% Dec 2029 NCD is rated AA- by CRISIL. As of 2024-02-13.

Is Muthoot Fincorp 10.05% Dec 2029 NCD secured?

Muthoot Fincorp 10.05% Dec 2029 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does Muthoot Fincorp 10.05% Dec 2029 NCD currently offer?

The last recorded trade on 2026-08-27 priced Muthoot Fincorp 10.05% Dec 2029 NCD at ₹100.25, implying a yield to maturity of 10.42%.

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