M
AA / Stable Unsecured NCD

Muthoot Fincorp Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2029

Current YTM
10.40%
Market YTM
Coupon Rate
10.05%
Per annum
Maturity Date
31 May 2029
2.8 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
10.40%
Live, last traded 2026-08-05
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+427 bps
vs 2.8Y G-Sec at 6.13%
Above the median spread for similar-tenor peers
Tenure
2.8 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-01 2026-08-05
Cashflow Timeline
4 Sep 2026
Interest Payment
₹837.50 / Bond
4 Oct 2026
Interest Payment
₹837.50 / Bond
4 Nov 2026
Interest Payment
₹837.50 / Bond
4 Dec 2026
Interest Payment
₹837.50 / Bond
4 Jan 2027
Interest Payment
₹837.50 / Bond
4 Feb 2027
Interest Payment
₹837.50 / Bond
4 Mar 2027
Interest Payment
₹837.50 / Bond
4 Apr 2027
Interest Payment
₹837.50 / Bond
31 May 2029
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-08-17 Initial rating: AA by CRISIL on 2026-07-22 Initial rating: AA by CRISIL on 2026-06-18 Issued 2023-08-04 Matures 2029-05-31

3 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
10.05%
YTM (Annual)
10.40%
Credit Rating
AA
(CRISIL)
Remaining Tenure
2.8 Years
Advanced metrics
Modified Duration
2.39 Yrs
Macaulay Duration
2.42 Yrs
Issue Size
₹50 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
2.39 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-05
BSE
Trades (30 Days)
1
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 1 secondary-market trade recorded in the last 30 days.
  • Coupon is 0.05 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2023-08-04
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

MFL-10.05%-31-5-29-PVT is a rated, redeemable ncd issued by Muthoot Fincorp Limited. The bond offers a fixed coupon of 10.05% p.a. with monthly interest payments and repays principal on maturity.

Rating Action History 3 actions
DateAgencyActionRatingOutlookRationale
2026-08-17 CRISIL Other View →
2026-07-22 CRISIL Initial AA Stable View →
2026-06-18 CRISIL Initial AA Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-05 100.2500 10.4000 1
2026-07-22 100.6000 10.2500 1
2026-07-20 101.4000 9.9000 1
2026-07-16 100.6600 10.2300 4
2026-07-14 101.0500 10.0500 4
2026-07-10 101.2800 9.9500 4
2026-07-01 99.6200 10.6700 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2023-08-31
Rating Actions History 3 2026-08-17
Secondary-Market Trades 7 BSE 2026-08-05
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Muthoot Fincorp 10.05% May 2029 NCD?

Muthoot Fincorp 10.05% May 2029 NCD carries a coupon of 10.05%, paid monthly, on a face value of ₹100,000.

When does Muthoot Fincorp 10.05% May 2029 NCD mature?

Muthoot Fincorp 10.05% May 2029 NCD matures on 2029-05-31, 2.8 years from today.

What is Muthoot Fincorp 10.05% May 2029 NCD rated?

Muthoot Fincorp 10.05% May 2029 NCD is rated AA by CRISIL. As of 2023-08-31.

Is Muthoot Fincorp 10.05% May 2029 NCD secured?

Muthoot Fincorp 10.05% May 2029 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Muthoot Fincorp 10.05% May 2029 NCD trade?

Muthoot Fincorp 10.05% May 2029 NCD is listed on BSE.

What yield does Muthoot Fincorp 10.05% May 2029 NCD currently offer?

The last recorded trade on 2026-08-05 priced Muthoot Fincorp 10.05% May 2029 NCD at ₹100.25, implying a yield to maturity of 10.40%.

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