M
A+ Unsecured NCD

Muthoot Fincorp Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2028

Current YTM
10.07%
Market YTM
Coupon Rate
10.04%
Per annum
Maturity Date
20 Sep 2028
2.1 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
10.07%
Live, last traded 2026-08-14
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+535 bps
vs 2.1Y G-Sec at 4.72%
Top 19% of similar-tenor peers by spread
Tenure
2.1 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-01 2026-08-14
Cashflow Timeline
20 Sep 2026
Interest Payment
₹836.67 / Bond
20 Oct 2026
Interest Payment
₹836.67 / Bond
20 Nov 2026
Interest Payment
₹836.67 / Bond
20 Dec 2026
Interest Payment
₹836.67 / Bond
20 Jan 2027
Interest Payment
₹836.67 / Bond
20 Feb 2027
Interest Payment
₹836.67 / Bond
20 Mar 2027
Interest Payment
₹836.67 / Bond
20 Apr 2027
Interest Payment
₹836.67 / Bond
20 Sep 2028
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-08-17 Initial rating: AA by CRISIL on 2026-07-22 Initial rating: AA by CRISIL on 2026-06-18 Issued 2022-09-20 Matures 2028-09-20

3 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
10.04%
YTM (Annual)
10.07%
Credit Rating
A+
(CRISIL)
Remaining Tenure
2.1 Years
Advanced metrics
Modified Duration
1.85 Yrs
Macaulay Duration
1.86 Yrs
Issue Size
₹50 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.85 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-14
BSE
Trades (30 Days)
3
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 3 secondary-market trades recorded in the last 30 days.
  • Coupon is in line with the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2022-09-20
Day Count Convention
30/360
Listed Exchange
UNLISTED
Call / Put Option
None disclosed

Muthoot Fincorp Limited issued this rated, ncd (10.040% UNSECURED UNLISTED RATED REDEEMABLE NON CONVERTIBLE DEBENTURES.DATE OF MATURITY 20/09/2028.) carrying a 10.04% p.a. coupon, paid monthly. It repays principal on maturity.

Rating Action History 3 actions
DateAgencyActionRatingOutlookRationale
2026-08-17 CRISIL Other View →
2026-07-22 CRISIL Initial AA Stable View →
2026-06-18 CRISIL Initial AA Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-14 100.7500 10.0700 2
2026-08-12 101.5000 9.6400 2
2026-07-29 100.5000 10.2200 2
2026-07-17 100.5000 10.2200 2
2026-07-16 100.5000 10.2200 1
2026-07-14 100.5000 10.2200 1
2026-07-10 100.9500 9.9700 4
2026-07-09 100.5000 10.2200 2
2026-07-01 100.5000 10.2200 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2022-06-17
Rating Actions History 3 2026-08-17
Secondary-Market Trades 9 BSE 2026-08-14
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Muthoot Fincorp 10.04% Sep 2028 NCD?

Muthoot Fincorp 10.04% Sep 2028 NCD carries a coupon of 10.04%, paid monthly, on a face value of ₹100,000.

When does Muthoot Fincorp 10.04% Sep 2028 NCD mature?

Muthoot Fincorp 10.04% Sep 2028 NCD matures on 2028-09-20, 2.1 years from today.

What is Muthoot Fincorp 10.04% Sep 2028 NCD rated?

Muthoot Fincorp 10.04% Sep 2028 NCD is rated A+ by CRISIL. As of 2022-06-17.

Is Muthoot Fincorp 10.04% Sep 2028 NCD secured?

Muthoot Fincorp 10.04% Sep 2028 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Muthoot Fincorp 10.04% Sep 2028 NCD trade?

Muthoot Fincorp 10.04% Sep 2028 NCD is listed on UNLISTED.

What yield does Muthoot Fincorp 10.04% Sep 2028 NCD currently offer?

The last recorded trade on 2026-08-14 priced Muthoot Fincorp 10.04% Sep 2028 NCD at ₹100.75, implying a yield to maturity of 10.07%.

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8
Muthoot Fincorp 8.35% Sep 2026 NCD
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Coupon
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Maturity
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Coupon
Maturity
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9
Muthoot Fincorp 9.00% Sep 2026 NCD
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Coupon
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Maturity
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Coupon
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Maturity
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