M
AA- Secured NCD

Muthoot Fincorp Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2028

Current YTM
9.30%
Market YTM
Coupon Rate
9.25%
Per annum
Maturity Date
10 Jan 2028
1.4 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,000
Per Bond
Market Position
YTM (Annual)
9.30%
Live, last traded 2026-08-10
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+335 bps
vs 1.4Y G-Sec at 5.95%
Above the median spread for similar-tenor peers
Tenure
1.4 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-29 2026-08-10
Cashflow Timeline
10 Sep 2026
Interest Payment
₹7.71 / Bond
10 Oct 2026
Interest Payment
₹7.71 / Bond
10 Nov 2026
Interest Payment
₹7.71 / Bond
10 Dec 2026
Interest Payment
₹7.71 / Bond
10 Jan 2027
Interest Payment
₹7.71 / Bond
10 Feb 2027
Interest Payment
₹7.71 / Bond
10 Mar 2027
Interest Payment
₹7.71 / Bond
10 Apr 2027
Interest Payment
₹7.71 / Bond
10 Jan 2028
Principal Payment
₹1,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹1,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-08-17 Initial rating: AA by CRISIL on 2026-07-22 Initial rating: AA by CRISIL on 2026-06-18 Issued 2025-01-10 Matures 2028-01-10

3 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
9.25%
YTM (Annual)
9.30%
Credit Rating
AA-
(CRISIL)
Remaining Tenure
1.4 Years
Advanced metrics
Modified Duration
1.27 Yrs
Macaulay Duration
1.28 Yrs
Issue Size
₹34 Cr
Minimum Investment
₹1,000
(1 Bond)
Market Characteristics
Modified Duration
1.27 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-10
BSE
Trades (30 Days)
3
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 3 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.75 percentage points below the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2025-01-10
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

9.25% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE SERIES II TRANCHE III DATE OF MATURITY 10/01/2028. is a secured, rated, redeemable ncd issued by Muthoot Fincorp Limited. The bond offers a fixed coupon of 9.25% p.a. with monthly interest payments and repays principal on maturity.

Rating Action History 3 actions
DateAgencyActionRatingOutlookRationale
2026-08-17 CRISIL Other View →
2026-07-22 CRISIL Initial AA Stable View →
2026-06-18 CRISIL Initial AA Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-10 100.4300 9.3000 1
2026-08-06 100.4400 9.3000 1
2026-07-29 100.4400 9.3000 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2024-11-29
Rating Actions History 3 2026-08-17
Secondary-Market Trades 3 BSE 2026-08-10
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Muthoot Fincorp 9.25% Jan 2028 NCD?

Muthoot Fincorp 9.25% Jan 2028 NCD carries a coupon of 9.25%, paid monthly, on a face value of ₹1,000.

When does Muthoot Fincorp 9.25% Jan 2028 NCD mature?

Muthoot Fincorp 9.25% Jan 2028 NCD matures on 2028-01-10, 1.4 years from today.

What is Muthoot Fincorp 9.25% Jan 2028 NCD rated?

Muthoot Fincorp 9.25% Jan 2028 NCD is rated AA- by CRISIL. As of 2024-11-29.

Is Muthoot Fincorp 9.25% Jan 2028 NCD secured?

Muthoot Fincorp 9.25% Jan 2028 NCD is a secured bond.

What yield does Muthoot Fincorp 9.25% Jan 2028 NCD currently offer?

The last recorded trade on 2026-08-10 priced Muthoot Fincorp 9.25% Jan 2028 NCD at ₹100.43, implying a yield to maturity of 9.30%.

More Bonds from This Issuer
8
Muthoot Fincorp 8.35% Sep 2026 NCD
A+
Coupon
8.35%
Maturity
06 Sep 2026
S
Muthoot Fincorp ZC Sep 2026 NCD
A+
Coupon
Maturity
06 Sep 2026
9
Muthoot Fincorp 9.00% Sep 2026 NCD
AA-
Coupon
9.00%
Maturity
16 Sep 2026
9
Muthoot Fincorp 9.40% Sep 2026 NCD
AA-
Coupon
9.40%
Maturity
16 Sep 2026
Compare (/) Compare Bonds

← Back to screener