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Credila Financial Services 8.25% Jul 2032 NCD (INE539K08211)

CARE AAA · NSDL record, 2022 Unsecured NCD

Credila Financial Services Limited

Unsecured, Taxable, Redeemable NCD

Browse: bonds maturing in 2032

33 more bonds from Credila Financial Services Limited →
Current YTM
—
No current market yield
Coupon Rate
8.25%
Per annum
Maturity Date
23 Jul 2032
5.7 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,00,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade in the last 30 days, so the last traded yield is not shown as current. Last trade 15 Jul 2026.
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
5.7 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

25 Jul 2027
Interest Payment
₹8,25,000.00 / Bond
₹7,42,500.00 net of 10% TDS (est.)
25 Jul 2028
Interest Payment
₹8,25,000.00 / Bond
₹7,42,500.00 net of 10% TDS (est.)
25 Jul 2029
Interest Payment
₹8,25,000.00 / Bond
₹7,42,500.00 net of 10% TDS (est.)
25 Jul 2030
Interest Payment
₹8,25,000.00 / Bond
₹7,42,500.00 net of 10% TDS (est.)
25 Jul 2031
Interest Payment
₹8,25,000.00 / Bond
₹7,42,500.00 net of 10% TDS (est.)
23 Jul 2032
Final coupon (part period) + principal
₹1,08,20,491.80 / Bond
₹8,20,491.80 coupon + ₹1,00,00,000 face value

6 coupons remaining, the last paid with principal at maturity · per ₹1,00,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 25 Jul 2022 Matures 23 Jul 2032

Key Metrics

Coupon Rate
8.25%
YTM (Annual)
—
Credit Rating
AAA
Rating on NSDL record (CARE, 2022)
Not a current agency rating; see below
Remaining Tenure
5.7 Years

AAA (CARE): Rating on NSDL record (CARE, 2022), dated 19 Jul 2022. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics
Modified Duration
4.31 Yrs
Macaulay Duration
4.67 Yrs
Issue Size
₹175 Cr
Face Value
₹1,00,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
4.31 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
15 Jul 2026
NSE OTC (WAP)
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option

Observations

  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.95 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
25 Jul 2022
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Credila Financial Services 8.25% Jul 2032 NCD is an unsecured NCD issued by Credila Financial Services Limited. It pays an 8.25% p.a. coupon, annually. Principal is repaid at maturity.

Rating Action History

3 actions

Agency actions on Credila Financial Services Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-12 CRISIL Update — — View →
2026-08-17 CRISIL Update — — View →
2026-07-21 CRISIL Other — — View →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Credila Financial Services Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-12 CRISIL Update — View →
2026-08-17 CRISIL Update — View →
2026-07-21 CRISIL Other — View →
Alert me about Credila Financial Services Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE539K08211: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-07-15 95.4900 9.2500 —

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 CARE (NSDL record) 2022-07-19
Rating Actions History 3 — 2026-10-12
Secondary-Market Trades 1 NSE OTC (WAP) 2026-07-15
Reg52(4) Payment Disclosures 0 — —
  • No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.
  • No trade in the last 30 days, so the last traded yield is not shown as current.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹95,49,000.00
YTM—
Trade Date 15 Jul 2026 116d ago
SourceNSE OTC (WAP)
Accrued interest (est.)₹2,46,369.86
Dirty price (est.)₹97,95,369.86
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE539K08211
Issue Date
25 Jul 2022
Maturity Date
23 Jul 2032
Listing
—
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Credila Financial Services 8.25% Jul 2032 NCD?

Credila Financial Services 8.25% Jul 2032 NCD carries a coupon of 8.25%, paid annual, on a face value of ₹1,00,00,000.

When does Credila Financial Services 8.25% Jul 2032 NCD mature?

Credila Financial Services 8.25% Jul 2032 NCD matures on 23 Jul 2032, 5.7 years from today.

What is Credila Financial Services 8.25% Jul 2032 NCD rated?

No current rating from an agency or exchange is on file for Credila Financial Services 8.25% Jul 2032 NCD. NSDL's debt master records a rating of AAA by CARE, dated 19 Jul 2022, often from the time of issue, so it may be out of date.

Is Credila Financial Services 8.25% Jul 2032 NCD secured?

Credila Financial Services 8.25% Jul 2032 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

More Bonds from This Issuer

C
Credila Financial Services Jun 2027 NCD
INE539K07304
AA+
Coupon
—
Maturity
11 Jun 2027
C
Credila Financial Services 8.24% Jun 2027 NCD
INE539K07320
AA+
Coupon
8.24%
Maturity
15 Jun 2027
C
Credila Financial Services 9.23% Jul 2027 NCD
INE539K07262
AA+ NSDL record, 2024
Coupon
9.23%
Maturity
22 Jul 2027
C
Credila Financial Services 8.20% Jul 2027 NCD
INE539K08153
AAA NSDL record, 2017
Coupon
8.20%
Maturity
23 Jul 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2032

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 8.25%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE891K07AP8Axis Finance LimitedAAA8.21%2031-08-11
INE537P07935India Infradebt Limited—8.19%2031-12-26
INE246R07954NIIF Infrastructure Finance Limited—8.19%2032-02-19
INE916DA7TO5Kotak Mahindra Prime LimitedAAA8.15%2031-10-21
INE572E07316PNB Housing Finance Limited—8.13%2031-09-17
INE860H07ID8Aditya Birla Capital LimitedAAA8.12%2032-11-18

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