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Credila Financial Services 8.37% Mar 2028 NCD (INE539K07338)

CRISIL AA+ / Stable Secured NCD

Credila Financial Services Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2028

33 more bonds from Credila Financial Services Limited →
Current YTM
8.60%
Market YTM
Coupon Rate
8.37%
Per annum
Maturity Date
15 Mar 2028
1.3 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
8.60%
Last traded 15 Oct 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+167 bps
vs 1.3Y G-Sec at 6.92%
Below the median spread for similar-tenor peers
Tenure
1.3 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
28 Jul 202615 Oct 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

15 Dec 2026
Interest Payment
₹8,370.00 / Bond
₹7,533.00 net of 10% TDS (est.)
15 Dec 2027
Interest Payment
₹8,370.00 / Bond
₹7,533.00 net of 10% TDS (est.)
15 Mar 2028
Final coupon (part period) + principal
₹1,02,081.07 / Bond
₹2,081.07 coupon + ₹1,00,000 face value

3 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 15 Dec 2025 Matures 15 Mar 2028

Key Metrics

Coupon Rate
8.37%
YTM (Annual)
8.60%
Credit Rating
AA+
(CRISIL) · rated 31 Dec 2025, 10 months ago
Remaining Tenure
1.3 Years
Advanced metrics
Modified Duration
1.17 Yrs
Macaulay Duration
1.27 Yrs
Issue Size
₹250 Cr
Minimum Investment
₹1,00,000
1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
1.17 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
15 Oct 2026
NSE OTC (WAP)
Trades (30 Days)
1
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • 1 secondary-market trade recorded in the last 30 days.
  • Coupon is 1.83 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 8 Nov 2026
Instrument Type
NCD
Issue Date
15 Dec 2025
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Credila Financial Services 8.37% Mar 2028 NCD is a secured, rated NCD issued by Credila Financial Services Limited. It pays an 8.37% p.a. coupon, annually. Principal is repaid at maturity.

Rating Action History

3 actions

Agency actions on Credila Financial Services Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-12 CRISIL Update — — View →
2026-08-17 CRISIL Update — — View →
2026-07-21 CRISIL Other — — View →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Credila Financial Services Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-12 CRISIL Update — View →
2026-08-17 CRISIL Update — View →
2026-07-21 CRISIL Other — View →
Alert me about Credila Financial Services Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE539K07338: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-10-15 99.6028 8.5979 —
2026-09-30 99.1085 8.9710 —
2026-09-15 99.1522 8.9086 —
2026-09-10 99.7848 8.4500 1
2026-09-07 99.0985 8.7994 —
2026-09-02 99.0684 8.9684 —
2026-08-11 99.0584 8.9553 —
2026-08-10 99.0500 8.9600 1
2026-08-04 99.7900 8.4400 —
2026-07-28 99.9300 8.3500 1

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2025-12-31
Rating Actions History 3 — 2026-10-12
Secondary-Market Trades 10 NSE OTC (WAP) 2026-10-15
Reg52(4) Payment Disclosures 0 — —

Documents

Entity metadata
Source
BSE
Last Updated
8 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹99,602.80
YTM8.60%
Trade Date 15 Oct 2026 24d ago
SourceNSE OTC (WAP)
Accrued interest (est.)₹5,480.63
Dirty price (est.)₹1,05,083.43
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE539K07338
Issue Date
15 Dec 2025
Maturity Date
15 Mar 2028
Listing
BSE
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Credila Financial Services 8.37% Mar 2028 NCD?

Credila Financial Services 8.37% Mar 2028 NCD carries a coupon of 8.37%, paid annual, on a face value of ₹1,00,000.

When does Credila Financial Services 8.37% Mar 2028 NCD mature?

Credila Financial Services 8.37% Mar 2028 NCD matures on 15 Mar 2028, 1.3 years from today.

What is Credila Financial Services 8.37% Mar 2028 NCD rated?

Credila Financial Services 8.37% Mar 2028 NCD is rated AA+ by CRISIL (rating dated 31 Dec 2025).

Is Credila Financial Services 8.37% Mar 2028 NCD secured?

Credila Financial Services 8.37% Mar 2028 NCD is a secured bond.

Where does Credila Financial Services 8.37% Mar 2028 NCD trade?

Credila Financial Services 8.37% Mar 2028 NCD is listed on BSE.

What yield does Credila Financial Services 8.37% Mar 2028 NCD currently offer?

The last recorded trade on 15 Oct 2026 priced Credila Financial Services 8.37% Mar 2028 NCD at ₹99,602.80 per bond, implying a yield to maturity of 8.60%.

More Bonds from This Issuer

C
Credila Financial Services Jun 2027 NCD
INE539K07304
AA+
Coupon
—
Maturity
11 Jun 2027
C
Credila Financial Services 8.24% Jun 2027 NCD
INE539K07320
AA+
Coupon
8.24%
Maturity
15 Jun 2027
C
Credila Financial Services 9.23% Jul 2027 NCD
INE539K07262
AA+ NSDL record, 2024
Coupon
9.23%
Maturity
22 Jul 2027
C
Credila Financial Services 8.20% Jul 2027 NCD
INE539K08153
AAA NSDL record, 2017
Coupon
8.20%
Maturity
23 Jul 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 8.37%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE020B08BH6REC LimitedAAA NSDL record, 20188.37%2028-12-07
INE975F07IS6Kotak Mahindra Investments LimitedAAA NSDL record, 20248.37%2027-08-20
INE975F07IR8Kotak Mahindra Investments LimitedAAA NSDL record, 20248.38%2027-06-21
INE148I08298Sammaan Capital LimitedAA+8.35%2027-09-08
INE891K07952Axis Finance LimitedAAA NSDL record, 20248.35%2027-05-07
INE601U08010Tata Capital LimitedAA+ NSDL record, 20178.35%2027-11-13

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