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Star Union Dai-ichi Life Ins… 7.75% Nov 2031 NCD

AA Unsecured NCD

Star Union Dai-ichi Life Insurance Company Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2031

Current YTM
No live YTM available
Coupon Rate
7.75%
Per annum
Maturity Date
24 Nov 2031
5.2 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual) EST
~7.75%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+146 bps
vs 5.2Y G-Sec at 6.29% *
Below the median spread for similar-tenor peers
Tenure
5.2 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
24 Nov 2026
Interest Payment
₹77,500.00 / Bond
24 Nov 2027
Interest Payment
₹77,500.00 / Bond
24 Nov 2028
Interest Payment
₹77,500.00 / Bond
24 Nov 2029
Interest Payment
₹77,500.00 / Bond
24 Nov 2030
Interest Payment
₹77,500.00 / Bond
24 Nov 2031
Principal Payment
₹1,000,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2021-11-24 Matures 2031-11-24
Key Metrics
Coupon Rate
7.75%
YTM (Annual)
Credit Rating
AA
(ICRA)
Remaining Tenure
5.2 Years
Advanced metrics
Modified Duration
3.95 Yrs
Macaulay Duration
4.26 Yrs
Issue Size
₹125 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
3.95 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
Callable
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.25 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2021-11-24
Day Count Convention
30/360
Listed Exchange
Call / Put Option
Callable

Star Union Dai-ichi Life Insurance Company Limited issued this rated, ncd (7.75% UNSECURED RATED LISTED NON CONVERTIBLE SUBORDINATE TIER IIDEBENTURE.DATE OF MATURITY 24/11/2031) carrying a 7.75% p.a. coupon, paid annual. It repays principal on maturity. The issuer holds the right to redeem the bond before maturity date.

Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 ICRA 2021-11-03
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Star Union Dai-ichi Life Ins… 7.75% Nov 2031 NCD?

Star Union Dai-ichi Life Ins… 7.75% Nov 2031 NCD carries a coupon of 7.75%, paid annual, on a face value of ₹1,000,000.

When does Star Union Dai-ichi Life Ins… 7.75% Nov 2031 NCD mature?

Star Union Dai-ichi Life Ins… 7.75% Nov 2031 NCD matures on 2031-11-24, 5.2 years from today.

What is Star Union Dai-ichi Life Ins… 7.75% Nov 2031 NCD rated?

Star Union Dai-ichi Life Ins… 7.75% Nov 2031 NCD is rated AA by ICRA. As of 2021-11-03.

Is Star Union Dai-ichi Life Ins… 7.75% Nov 2031 NCD secured?

Star Union Dai-ichi Life Ins… 7.75% Nov 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Can Star Union Dai-ichi Life Ins… 7.75% Nov 2031 NCD be called or put back early?

Star Union Dai-ichi Life Ins… 7.75% Nov 2031 NCD is callable -- the issuer may redeem it before maturity on scheduled call dates.

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