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Smfg India Home Finance Comp… 8.50% Jun 2030 NCD

AAA Unsecured NCD

Smfg India Home Finance Company Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2030

Current YTM
No live YTM available
Coupon Rate
8.50%
Per annum
Maturity Date
07 Jun 2030
3.8 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual) EST
~8.50%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+225 bps
vs 3.8Y G-Sec at 6.25% *
Below the median spread for similar-tenor peers
Tenure
3.8 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
8 Jun 2027
Interest Payment
₹85,000.00 / Bond
8 Jun 2028
Interest Payment
₹85,000.00 / Bond
8 Jun 2029
Interest Payment
₹85,000.00 / Bond
7 Jun 2030
Principal Payment
₹1,000,000.00 / Bond

Next 3 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2020-06-08 Matures 2030-06-07
Key Metrics
Coupon Rate
8.50%
YTM (Annual)
Credit Rating
AAA
(CRISIL)
Remaining Tenure
3.8 Years
Advanced metrics
Modified Duration
3.07 Yrs
Macaulay Duration
3.33 Yrs
Issue Size
₹30 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
3.07 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
Callable
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.50 percentage points below the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2020-06-08
Day Count Convention
30/360
Listed Exchange
Call / Put Option
Callable & Puttable

Issued by Smfg India Home Finance Company Limited, 8.50% RATED, LISTED, UNSECURED, SUBORDINATED (TIER II), REDEEMABLE, TRANSFERABLE, NON CONVERTIBLE DEBENTURES.SERIES – SUBDEBT 01. DATE OF MATURITY 07/06/2030 is a rated, ncd paying a 8.50% p.a. coupon annual. The instrument repays principal on maturity. The issuer holds the right to redeem the bond before maturity date.

Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2020-06-02
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Smfg India Home Finance Comp… 8.50% Jun 2030 NCD?

Smfg India Home Finance Comp… 8.50% Jun 2030 NCD carries a coupon of 8.50%, paid annual, on a face value of ₹1,000,000.

When does Smfg India Home Finance Comp… 8.50% Jun 2030 NCD mature?

Smfg India Home Finance Comp… 8.50% Jun 2030 NCD matures on 2030-06-07, 3.8 years from today.

What is Smfg India Home Finance Comp… 8.50% Jun 2030 NCD rated?

Smfg India Home Finance Comp… 8.50% Jun 2030 NCD is rated AAA by CRISIL. As of 2020-06-02.

Is Smfg India Home Finance Comp… 8.50% Jun 2030 NCD secured?

Smfg India Home Finance Comp… 8.50% Jun 2030 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Can Smfg India Home Finance Comp… 8.50% Jun 2030 NCD be called or put back early?

Smfg India Home Finance Comp… 8.50% Jun 2030 NCD has both a call option, letting the issuer redeem it early, and a put option, letting holders require early repurchase, on scheduled dates.

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