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SMFG India Home Finance Company 7.80% Jul 2029 NCD (INE213W07384)

CARE AAA / Stable Secured NCD

SMFG India Home Finance Company Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2029

19 more bonds from SMFG India Home Finance Company Limited →
Current YTM
—
No market YTM available
Coupon Rate
7.80%
Per annum
Maturity Date
23 Jul 2029
2.7 Yrs to Maturity
Interest Payment
Semi Annual
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
2.7 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

23 Dec 2026
Interest Payment
₹3,900.00 / Bond
23 Jun 2027
Interest Payment
₹3,900.00 / Bond
23 Dec 2027
Interest Payment
₹3,900.00 / Bond
23 Jun 2028
Interest Payment
₹3,900.00 / Bond
23 Dec 2028
Interest Payment
₹3,900.00 / Bond
23 Jun 2029
Interest Payment
₹3,900.00 / Bond
23 Jul 2029
Final coupon (part period) + principal
₹1,00,639.34 / Bond
₹639.34 coupon + ₹1,00,000 face value

7 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Bond Timeline

— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Reaffirmed: AAA by CARE on 23 Sep 2026 Issued 23 Jun 2026 Matures 23 Jul 2029

1 rating action on file since issue — hover a dot for detail.

Key Metrics

Coupon Rate
7.80%
YTM (Annual)
—
Credit Rating
AAA
(CARE) · rated 23 Sep 2026, 46 days ago
Remaining Tenure
2.7 Years
Advanced metrics
Modified Duration
—
Macaulay Duration
—
Issue Size
₹320 Cr
Face Value
₹1,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
—
Price sensitivity per 1% yield move
Payment Frequency
Semi Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.40 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
23 Jun 2026
Day Count Convention
—
Listed Exchange
Not listed
Call / Put Option
None disclosed

SMFG India Home Finance Company Limited issued SMFG India Home Finance Company 7.80% Jul 2029 NCD, a secured, rated NCD. It pays a 7.80% p.a. coupon, semi-annually. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
23 Sep 2026 CARE AAA Stable Latest NSE filing →
2026 CARE AAA — NSDL record, 2026 NSDL debt master

Rating Action History

1 actions

Agency actions on SMFG India Home Finance Company Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-09-23
This bond
CARE Reaffirm AAA Stable NSE filing →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on SMFG India Home Finance Company Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-09-23 CARE Reaffirm This bond AAA / Stable NSE filing →
Alert me about SMFG India Home Finance Company Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 2 CARE 2026-09-23
Rating Actions History 1 — 2026-09-23
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

No source documents linked for this security yet.

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

Calculate YTM for this bond
Bond Snapshot
ISIN
INE213W07384
Issue Date
23 Jun 2026
Maturity Date
23 Jul 2029
Listing
Not listed
Payment Frequency
Semi Annual
Put / Call Option
None disclosed
Security
Secured
Day Count
—
Rating Alerts

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Frequently Asked Questions
What is the coupon rate on SMFG India Home Finance Company 7.80% Jul 2029 NCD?

SMFG India Home Finance Company 7.80% Jul 2029 NCD carries a coupon of 7.80%, paid semi annual, on a face value of ₹1,00,000.

When does SMFG India Home Finance Company 7.80% Jul 2029 NCD mature?

SMFG India Home Finance Company 7.80% Jul 2029 NCD matures on 23 Jul 2029, 2.7 years from today.

What is SMFG India Home Finance Company 7.80% Jul 2029 NCD rated?

SMFG India Home Finance Company 7.80% Jul 2029 NCD is rated AAA by CARE (rating dated 23 Sep 2026).

Is SMFG India Home Finance Company 7.80% Jul 2029 NCD secured?

SMFG India Home Finance Company 7.80% Jul 2029 NCD is a secured bond.

Where does SMFG India Home Finance Company 7.80% Jul 2029 NCD trade?

SMFG India Home Finance Company 7.80% Jul 2029 NCD is not listed on a stock exchange, so there is no exchange price for it.

More Bonds from This Issuer

S
SMFG India Home Finance Company 8.35% Jan 2027 NCD
INE213W07277
AAA NSDL record, 2024
Coupon
8.35%
Maturity
15 Jan 2027
S
SMFG India Home Finance Company 8.25% May 2027 NCD
INE213W07285
AAA NSDL record, 2024
Coupon
8.25%
Maturity
28 May 2027
S
SMFG India Home Finance Company 8.07% Sep 2027 NCD
INE213W07293
Coupon
8.07%
Maturity
10 Sep 2027
S
SMFG India Home Finance Company 8.16% Oct 2027 NCD
INE213W07301
Coupon
8.16%
Maturity
29 Oct 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2029

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 7.80%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE721A07SS4Shriram Finance LimitedAAA7.80%2029-09-07
INE033L07IU8Tata Capital Housing Finance LimitedAAA7.79%2030-06-18
INE282H07075Jio Credit LimitedAAA7.78%2029-07-07
INE556F08KL3Small Industries Development Bank of IndiaAAA NSDL record, 20237.83%2028-11-24
INE296A07TW7Bajaj Finance LimitedAAA7.77%2029-04-17
INE377Y07649Bajaj Housing Finance LimitedAAA7.83%2029-05-18

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