S

Smfg India Home Finance Comp… 7.17% Jan 2028 NCD

AAA Secured NCD

Smfg India Home Finance Company Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2028

Current YTM
No live YTM available
Coupon Rate
7.17%
Per annum
Maturity Date
27 Jan 2028
1.4 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual) EST
~7.17%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+122 bps
vs 1.4Y G-Sec at 5.95% *
Below the median spread for similar-tenor peers
Tenure
1.4 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
1 Aug 2027
Interest Payment
₹7,170.00 / Bond
27 Jan 2028
Principal Payment
₹100,000.00 / Bond

Next 1 coupon + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2025-08-01 Matures 2028-01-27
Key Metrics
Coupon Rate
7.17%
YTM (Annual)
Credit Rating
AAA
(CARE)
Remaining Tenure
1.4 Years
Advanced metrics
Modified Duration
1.25 Yrs
Macaulay Duration
1.34 Yrs
Issue Size
₹300 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.25 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.83 percentage points below the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2025-08-01
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

Issued by Smfg India Home Finance Company Limited, 7.17% SECURED RATED LISTED REEDEMABLE NON CONVERTIBLE DEBENTURE SERIES 31 DATE OF MATURITY 27/01/2028 is a secured, rated, ncd paying a 7.17% p.a. coupon annual. The instrument repays principal on maturity.

Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2025-07-03
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Smfg India Home Finance Comp… 7.17% Jan 2028 NCD?

Smfg India Home Finance Comp… 7.17% Jan 2028 NCD carries a coupon of 7.17%, paid annual, on a face value of ₹100,000.

When does Smfg India Home Finance Comp… 7.17% Jan 2028 NCD mature?

Smfg India Home Finance Comp… 7.17% Jan 2028 NCD matures on 2028-01-27, 1.4 years from today.

What is Smfg India Home Finance Comp… 7.17% Jan 2028 NCD rated?

Smfg India Home Finance Comp… 7.17% Jan 2028 NCD is rated AAA by CARE. As of 2025-07-03.

Is Smfg India Home Finance Comp… 7.17% Jan 2028 NCD secured?

Smfg India Home Finance Comp… 7.17% Jan 2028 NCD is a secured bond.

More Bonds from This Issuer
8
Smfg India Home Finance Co… 8.15% Sep 2026 NCD
AAA
Coupon
8.15%
Maturity
04 Sep 2026
8
Smfg India Home Finance Co… 8.35% Jan 2027 NCD
AAA
Coupon
8.35%
Maturity
15 Jan 2027
8
Smfg India Home Finance Co… 8.25% May 2027 NCD
AAA
Coupon
8.25%
Maturity
28 May 2027
8
Smfg India Home Finance Co… 8.07% Sep 2027 NCD
Coupon
8.07%
Maturity
10 Sep 2027
Compare (/) Compare Bonds

← Back to screener