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SMFG India Home Finance Company 7.40% May 2028 NCD (INE213W07319)

CARE AAA / Stable Secured NCD

SMFG India Home Finance Company Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2028

19 more bonds from SMFG India Home Finance Company Limited →
Current YTM
—
No market YTM available
Coupon Rate
7.40%
Per annum
Maturity Date
19 May 2028
1.5 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
1.5 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

19 May 2027
Interest Payment
₹7,400.00 / Bond
₹6,660.00 net of 10% TDS (est.)
19 May 2028
Final coupon + principal
₹1,07,400.00 / Bond
₹7,400.00 coupon + ₹1,00,000 face value

2 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Reaffirmed: AAA by CARE on 23 Sep 2026 Issued 19 May 2025 Matures 19 May 2028

1 rating action on file since issue — hover a dot for detail.

Key Metrics

Coupon Rate
7.40%
YTM (Annual)
—
Credit Rating
AAA
(CARE) · rated 23 Sep 2026, 46 days ago
Remaining Tenure
1.5 Years
Advanced metrics
Modified Duration
1.36 Yrs
Macaulay Duration
1.46 Yrs
Issue Size
₹250 Cr
Face Value
₹1,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
1.36 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.80 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
19 May 2025
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

SMFG India Home Finance Company 7.40% May 2028 NCD is a secured, rated NCD issued by SMFG India Home Finance Company Limited. It pays a 7.40% p.a. coupon, annually. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
23 Sep 2026 CARE AAA Stable Latest NSE filing →
2025 CARE AAA — NSDL record, 2025 NSDL debt master

Rating Action History

1 actions

Agency actions on SMFG India Home Finance Company Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-09-23
This bond
CARE Reaffirm AAA Stable NSE filing →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on SMFG India Home Finance Company Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-09-23 CARE Reaffirm This bond AAA / Stable NSE filing →
Alert me about SMFG India Home Finance Company Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 2 CARE 2026-09-23
Rating Actions History 1 — 2026-09-23
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE213W07319
Issue Date
19 May 2025
Maturity Date
19 May 2028
Listing
—
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on SMFG India Home Finance Company 7.40% May 2028 NCD?

SMFG India Home Finance Company 7.40% May 2028 NCD carries a coupon of 7.40%, paid annual, on a face value of ₹1,00,000.

When does SMFG India Home Finance Company 7.40% May 2028 NCD mature?

SMFG India Home Finance Company 7.40% May 2028 NCD matures on 19 May 2028, 1.5 years from today.

What is SMFG India Home Finance Company 7.40% May 2028 NCD rated?

SMFG India Home Finance Company 7.40% May 2028 NCD is rated AAA by CARE (rating dated 23 Sep 2026).

Is SMFG India Home Finance Company 7.40% May 2028 NCD secured?

SMFG India Home Finance Company 7.40% May 2028 NCD is a secured bond.

More Bonds from This Issuer

S
SMFG India Home Finance Company 8.35% Jan 2027 NCD
INE213W07277
AAA NSDL record, 2024
Coupon
8.35%
Maturity
15 Jan 2027
S
SMFG India Home Finance Company 8.25% May 2027 NCD
INE213W07285
AAA NSDL record, 2024
Coupon
8.25%
Maturity
28 May 2027
S
SMFG India Home Finance Company 8.07% Sep 2027 NCD
INE213W07293
Coupon
8.07%
Maturity
10 Sep 2027
S
SMFG India Home Finance Company 8.16% Oct 2027 NCD
INE213W07301
Coupon
8.16%
Maturity
29 Oct 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 7.40%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE296A07TV9Bajaj Finance LimitedAAA7.40%2029-03-12
INE756I07FG5HDB Financial Services LimitedAAA7.41%2028-06-05
INE00V208140John Deere Financial India Private LimitedAAA7.41%2029-02-05
INE556F08KW0Small Industries Development Bank of IndiaAAA7.42%2029-03-12
INE674K07036Aditya Birla Capital LimitedAAA7.38%2028-02-14
INE296A07TJ4Bajaj Finance LimitedAA7.38%2028-06-26

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