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Lulu Financial Services (ind… 12.00% Mar 2028 NCD

BBB- Secured NCD

Lulu Financial Services (india) Private Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: BBB rated bonds · bonds maturing in 2028

Current YTM
13.00%
Market YTM
Coupon Rate
12.00%
Per annum
Maturity Date
16 Mar 2028
1.5 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
13.00%
Live, last traded 2026-08-25
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+722 bps
vs 1.5Y G-Sec at 5.78%
Top 8% of similar-tenor peers by spread
Tenure
1.5 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-08-07 2026-08-25
Cashflow Timeline
16 Sep 2026
Interest Payment
₹1,000.00 / Bond
16 Oct 2026
Interest Payment
₹1,000.00 / Bond
16 Nov 2026
Interest Payment
₹1,000.00 / Bond
16 Dec 2026
Interest Payment
₹1,000.00 / Bond
16 Jan 2027
Interest Payment
₹1,000.00 / Bond
16 Feb 2027
Interest Payment
₹1,000.00 / Bond
16 Mar 2027
Interest Payment
₹1,000.00 / Bond
16 Apr 2027
Interest Payment
₹1,000.00 / Bond
16 Mar 2028
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2026-03-16 Matures 2028-03-16
Key Metrics
Coupon Rate
12.00%
YTM (Annual)
13.00%
Credit Rating
BBB-
(ACUITE)
Remaining Tenure
1.5 Years
Advanced metrics
Modified Duration
1.40 Yrs
Macaulay Duration
1.41 Yrs
Issue Size
₹25 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.40 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-25
BSE
Trades (30 Days)
4
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 4 secondary-market trades recorded in the last 30 days.
  • Coupon is 2.00 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2026-03-16
Day Count Convention
30/360
Listed Exchange
UNLISTED
Call / Put Option
None disclosed

12% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES F DATE OF MATURITY 16/03/2028 is a secured, rated, redeemable ncd issued by Lulu Financial Services (india) Private Limited. The bond offers a fixed coupon of 12.00% p.a. with monthly interest payments and repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-25 99.6000 13.0000 1
2026-08-20 99.5900 13.0000 1
2026-08-10 99.5900 13.0000 1
2026-08-07 100.9000 12.0000 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 ACUITE 2025-11-11
Rating Actions History 0
Secondary-Market Trades 4 BSE 2026-08-25
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Lulu Financial Services (ind… 12.00% Mar 2028 NCD?

Lulu Financial Services (ind… 12.00% Mar 2028 NCD carries a coupon of 12.00%, paid monthly, on a face value of ₹100,000.

When does Lulu Financial Services (ind… 12.00% Mar 2028 NCD mature?

Lulu Financial Services (ind… 12.00% Mar 2028 NCD matures on 2028-03-16, 1.5 years from today.

What is Lulu Financial Services (ind… 12.00% Mar 2028 NCD rated?

Lulu Financial Services (ind… 12.00% Mar 2028 NCD is rated BBB- by ACUITE. As of 2025-11-11.

Is Lulu Financial Services (ind… 12.00% Mar 2028 NCD secured?

Lulu Financial Services (ind… 12.00% Mar 2028 NCD is a secured bond.

Where does Lulu Financial Services (ind… 12.00% Mar 2028 NCD trade?

Lulu Financial Services (ind… 12.00% Mar 2028 NCD is listed on UNLISTED.

What yield does Lulu Financial Services (ind… 12.00% Mar 2028 NCD currently offer?

The last recorded trade on 2026-08-25 priced Lulu Financial Services (ind… 12.00% Mar 2028 NCD at ₹99.60, implying a yield to maturity of 13.00%.

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