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Cholamandalam Investment And… 7.90% Oct 2031 NCD

AA+ Unsecured NCD

Cholamandalam Investment and Finance Company Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2031

Current YTM
No live YTM available
Coupon Rate
7.90%
Per annum
Maturity Date
06 Oct 2031
5.1 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹10,000,000
Per Bond
Market Position
YTM (Annual) EST
~7.90%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+156 bps
vs 5.1Y G-Sec at 6.34% *
Below the median spread for similar-tenor peers
Tenure
5.1 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
4 Oct 2026
Interest Payment
₹790,000.00 / Bond
4 Oct 2027
Interest Payment
₹790,000.00 / Bond
4 Oct 2028
Interest Payment
₹790,000.00 / Bond
4 Oct 2029
Interest Payment
₹790,000.00 / Bond
4 Oct 2030
Interest Payment
₹790,000.00 / Bond
4 Oct 2031
Interest Payment
₹790,000.00 / Bond
6 Oct 2031
Principal Payment
₹10,000,000.00 / Bond

Next 6 coupons + principal at maturity · per ₹10,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Reaffirmed: by CRISIL on 2026-08-06 Reaffirmed: by CRISIL on 2026-08-05 Initial rating: AAA by CRISIL on 2026-08-03 Issued 2021-10-04 Matures 2031-10-06

3 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
7.90%
YTM (Annual)
Credit Rating
AA+
(ICRA)
Remaining Tenure
5.1 Years
Advanced metrics
Modified Duration
3.81 Yrs
Macaulay Duration
4.11 Yrs
Issue Size
₹200 Cr
Minimum Investment
₹10,000,000
(1 Bond)
Market Characteristics
Modified Duration
3.81 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.10 percentage points below the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2021-10-04
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

Cholamandalam Investment and Finance Company Limited issued this rated, ncd (7.90% UNSECURED RATED LISTED SUBORDINATED TIER II.NON CONVERTIBLE DEBENTURE. SERIES SD62.DATE OF MATURITY 06/10/2031) carrying a 7.90% p.a. coupon, paid annual. It repays principal on maturity.

Rating Action History 3 actions
DateAgencyActionRatingOutlookRationale
2026-08-06 CRISIL Reaffirm View →
2026-08-05 CRISIL Reaffirm View →
2026-08-03 CRISIL Initial AAA View →
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 ICRA 2021-09-24
Rating Actions History 3 2026-08-06
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Cholamandalam Investment And… 7.90% Oct 2031 NCD?

Cholamandalam Investment And… 7.90% Oct 2031 NCD carries a coupon of 7.90%, paid annual, on a face value of ₹10,000,000.

When does Cholamandalam Investment And… 7.90% Oct 2031 NCD mature?

Cholamandalam Investment And… 7.90% Oct 2031 NCD matures on 2031-10-06, 5.1 years from today.

What is Cholamandalam Investment And… 7.90% Oct 2031 NCD rated?

Cholamandalam Investment And… 7.90% Oct 2031 NCD is rated AA+ by ICRA. As of 2021-09-24.

Is Cholamandalam Investment And… 7.90% Oct 2031 NCD secured?

Cholamandalam Investment And… 7.90% Oct 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

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