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Arman Financial Services 11.40% Jun 2028 NCD (INE109C07105)

Acuité A- Secured NCD

Arman Financial Services Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2028

4 more bonds from Arman Financial Services Limited →
Current YTM
—
No current market yield
Coupon Rate
11.40%
Per annum
Maturity Date
05 Jun 2028
1.6 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade in the last 30 days, so the last traded yield is not shown as current. Last trade 2 Sep 2026.
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
1.6 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
8 Jul 20262 Sep 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

5 Dec 2026
Interest Payment
₹950.00 / Bond
₹855.00 net of 10% TDS (est.)
5 Jan 2027
Interest Payment
₹950.00 / Bond
₹855.00 net of 10% TDS (est.)
5 Feb 2027
Interest Payment
₹950.00 / Bond
₹855.00 net of 10% TDS (est.)
5 Mar 2027
Interest Payment
₹950.00 / Bond
₹855.00 net of 10% TDS (est.)
5 Apr 2027
Interest Payment
₹950.00 / Bond
₹855.00 net of 10% TDS (est.)
5 May 2027
Interest Payment
₹950.00 / Bond
₹855.00 net of 10% TDS (est.)
5 Jun 2027
Interest Payment
₹950.00 / Bond
₹855.00 net of 10% TDS (est.)
5 Jul 2027
Interest Payment
₹950.00 / Bond
₹855.00 net of 10% TDS (est.)
…
+10 more coupons until 5 May 2028
₹950.00 each / Bond
5 Jun 2028
Final coupon + principal
₹1,00,950.00 / Bond
₹950.00 coupon + ₹1,00,000 face value

19 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Reaffirmed: A- by Acuité on 30 Sep 2026 Issued 5 Jun 2025 Matures 5 Jun 2028

1 rating action on file since issue — hover a dot for detail.

Key Metrics

Coupon Rate
11.40%
YTM (Annual)
—
Credit Rating
A-
(Acuité) · rated 30 Sep 2026, 39 days ago
Remaining Tenure
1.6 Years
Advanced metrics
Modified Duration
1.43 Yrs
Macaulay Duration
1.44 Yrs
Issue Size
₹40 Cr
Minimum Investment
₹1,00,000
1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
1.43 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2 Sep 2026
NSE OTC (WAP)
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.20 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 8 Nov 2026
Instrument Type
NCD
Issue Date
5 Jun 2025
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Issued by Arman Financial Services Limited, Arman Financial Services 11.40% Jun 2028 NCD is a secured, rated NCD. It pays an 11.40% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
30 Sep 2026 Acuité A- — Latest NSE filing →
30 Jun 2025 Acuité A — Superseded BSE listing

Rating Action History

2 actions

Agency actions on Arman Financial Services Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-22 CARE Reaffirm A- Stable NSE filing →
2026-09-30
This bond
Acuité Reaffirm A- Positive NSE filing →
Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →

Rating Actions on Arman Financial Services Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-22 CARE Reaffirm A- / Stable NSE filing →
2026-09-30 Acuité Reaffirm This bond A- / Positive NSE filing →
Alert me about Arman Financial Services Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE109C07105: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-09-02 87.5890 12.1804 —
2026-08-19 100.0463 12.2305 —
2026-07-08 99.7193 12.6216 —

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 2 Acuité 2026-09-30
Rating Actions History 2 — 2026-10-22
Secondary-Market Trades 3 NSE OTC (WAP) 2026-09-02
Reg52(4) Payment Disclosures 0 — —
  • No trade in the last 30 days, so the last traded yield is not shown as current.

Documents

Entity metadata
Source
BSE
Last Updated
8 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹87,589.00
YTM—
Trade Date 2 Sep 2026 67d ago
SourceNSE OTC (WAP)
Accrued interest (est.)₹126.67
Dirty price (est.)₹87,715.67
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE109C07105
Issue Date
5 Jun 2025
Maturity Date
5 Jun 2028
Listing
BSE
Payment Frequency
Monthly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
Rating Alerts

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Frequently Asked Questions
What is the coupon rate on Arman Financial Services 11.40% Jun 2028 NCD?

Arman Financial Services 11.40% Jun 2028 NCD carries a coupon of 11.40%, paid monthly, on a face value of ₹1,00,000.

When does Arman Financial Services 11.40% Jun 2028 NCD mature?

Arman Financial Services 11.40% Jun 2028 NCD matures on 5 Jun 2028, 1.6 years from today.

What is Arman Financial Services 11.40% Jun 2028 NCD rated?

Arman Financial Services 11.40% Jun 2028 NCD is rated A- by Acuité (rating dated 30 Sep 2026).

Is Arman Financial Services 11.40% Jun 2028 NCD secured?

Arman Financial Services 11.40% Jun 2028 NCD is a secured bond.

Where does Arman Financial Services 11.40% Jun 2028 NCD trade?

Arman Financial Services 11.40% Jun 2028 NCD is listed on BSE.

More Bonds from This Issuer

A
Arman Financial Services 11.35% Dec 2027 NCD
INE109C07121
A-
Coupon
11.35%
Maturity
05 Dec 2027
A
Arman Financial Services 11.35% Jul 2028 NCD
INE109C07139
A-
Coupon
11.35%
Maturity
29 Jul 2028
A
Arman Financial Services 10.90% Sep 2028 NCD
INE109C07147
A-
Coupon
10.90%
Maturity
25 Sep 2028
A
Arman Financial Services 11.10% Jul 2030 NCD
INE109C07113
A-
Coupon
11.10%
Maturity
01 Jul 2030
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 11.40%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE0NES07279Keertana Finserv LimitedBBB+11.40%2028-04-11
INE0NES07113Keertana Finserv LimitedBBB NSDL record, 202411.40%2027-06-13
INE0MHC07641Whizdm Finance Private LimitedA- NSDL record, 202511.40%2027-10-30
INE01R507090Vikran Engineering Limited—11.40%2027-08-05
INE0E2T07108Ecozen Solutions Private Limited—11.40%2029-01-17
INE0E2T07116Ecozen Solutions Private Limited—11.40%2029-01-20

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