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Muthoot MCRED 9.75% Aug 2028 NCD (INE101Q07BM4)

ICRA A · NSDL record, 2025 Secured NCD

Muthoot MCRED Limited

Secured, Taxable, Redeemable NCD

Browse: bonds maturing in 2028

47 more bonds from Muthoot MCRED Limited →
Current YTM
10.73%
Market YTM
Coupon Rate
9.75%
Per annum
Maturity Date
29 Aug 2028
1.8 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,000
Per Bond

Market Position

YTM (Annual)
10.73%
Last traded 5 Nov 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+381 bps
vs 1.8Y G-Sec at 6.92%
Top 25% of similar-tenor peers by spread
Tenure
1.8 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
6 Oct 20265 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

29 Nov 2026
Interest Payment
₹8.12 / Bond
₹7.31 net of 10% TDS (est.)
29 Dec 2026
Interest Payment
₹8.12 / Bond
₹7.31 net of 10% TDS (est.)
29 Jan 2027
Interest Payment
₹8.12 / Bond
₹7.31 net of 10% TDS (est.)
28 Feb 2027
Interest Payment
₹8.12 / Bond
₹7.31 net of 10% TDS (est.)
29 Mar 2027
Interest Payment
₹8.12 / Bond
₹7.31 net of 10% TDS (est.)
29 Apr 2027
Interest Payment
₹8.12 / Bond
₹7.31 net of 10% TDS (est.)
29 May 2027
Interest Payment
₹8.12 / Bond
₹7.31 net of 10% TDS (est.)
29 Jun 2027
Interest Payment
₹8.12 / Bond
₹7.31 net of 10% TDS (est.)
…
+13 more coupons until 29 Jul 2028
₹8.12 each / Bond
29 Aug 2028
Final coupon + principal
₹1,008.12 / Bond
₹8.12 coupon + ₹1,000 face value

22 coupons remaining, the last paid with principal at maturity · per ₹1,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 29 Aug 2025 Matures 29 Aug 2028

Key Metrics

Coupon Rate
9.75%
YTM (Annual)
10.73%
Credit Rating
A
Rating on NSDL record (ICRA, 2025)
Not a current agency rating; see below
Remaining Tenure
1.8 Years

A (ICRA): Rating on NSDL record (ICRA, 2025), dated 30 Jul 2025. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics
Modified Duration
1.64 Yrs
Macaulay Duration
1.65 Yrs
Issue Size
₹87 Cr
Face Value
₹1,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
1.64 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
5 Nov 2026
BSE
Trades (30 Days)
9
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • 9 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.45 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
29 Aug 2025
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Issued by Muthoot MCRED Limited, Muthoot MCRED 9.75% Aug 2028 NCD is a secured NCD. It pays a 9.75% p.a. coupon, monthly. Principal is repaid at maturity.

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →
Alert me about Muthoot MCRED Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE101Q07BM4: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-11-05 99.1700 10.7300 6
2026-10-30 99.5000 10.5100 4
2026-10-28 98.8700 10.9300 7
2026-10-23 98.5000 11.1600 1
2026-10-22 98.5000 11.1600 1
2026-10-21 98.5000 11.1600 1
2026-10-12 99.5000 10.5000 1
2026-10-09 98.5000 11.1400 1
2026-10-08 99.5000 10.5000 1
2026-10-06 98.5000 11.1400 1

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 ICRA (NSDL record) 2025-07-30
Rating Actions History 0 — —
Secondary-Market Trades 10 BSE 2026-11-05
Reg52(4) Payment Disclosures 0 — —
  • No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹991.70
YTM10.73%
Trade Date 5 Nov 2026 3d ago
SourceBSE
Accrued interest (est.)₹2.88
Dirty price (est.)₹994.58
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE101Q07BM4
Issue Date
29 Aug 2025
Maturity Date
29 Aug 2028
Listing
—
Payment Frequency
Monthly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Muthoot MCRED 9.75% Aug 2028 NCD?

Muthoot MCRED 9.75% Aug 2028 NCD carries a coupon of 9.75%, paid monthly, on a face value of ₹1,000.

When does Muthoot MCRED 9.75% Aug 2028 NCD mature?

Muthoot MCRED 9.75% Aug 2028 NCD matures on 29 Aug 2028, 1.8 years from today.

What is Muthoot MCRED 9.75% Aug 2028 NCD rated?

No current rating from an agency or exchange is on file for Muthoot MCRED 9.75% Aug 2028 NCD. NSDL's debt master records a rating of A by ICRA, dated 30 Jul 2025, often from the time of issue, so it may be out of date.

Is Muthoot MCRED 9.75% Aug 2028 NCD secured?

Muthoot MCRED 9.75% Aug 2028 NCD is a secured bond.

What yield does Muthoot MCRED 9.75% Aug 2028 NCD currently offer?

The last recorded trade on 5 Nov 2026 priced Muthoot MCRED 9.75% Aug 2028 NCD at ₹991.70 per bond, implying a yield to maturity of 10.73%.

More Bonds from This Issuer

M
Muthoot MCRED Nov 2026 NCD
INE101Q07BC5
A NSDL record, 2025
Coupon
—
Maturity
12 Nov 2026
M
Muthoot MCRED Jan 2027 NCD
INE101Q07AR5
A- NSDL record, 2024
Coupon
—
Maturity
18 Jan 2027
M
Muthoot MCRED 9.00% Jan 2027 NCD
INE101Q07AU9
A- NSDL record, 2024
Coupon
9.00%
Maturity
18 Jan 2027
M
Muthoot MCRED 9.75% Feb 2027 NCD
INE101Q07AZ8
A-
Coupon
9.75%
Maturity
06 Feb 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 9.75%. For comparison only, not a recommendation.

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INE583D07612UGRO Capital LimitedA+9.75%2027-10-15
INE532F07DC0Edelweiss Financial Services LimitedAA- NSDL record, 20229.75%2027-10-20
INE0BUS07CE3Indel Money LimitedA- NSDL record, 20259.75%2027-10-30
INE103C07181SMC Global Securities LimitedA NSDL record, 20259.75%2027-10-30
INE583D07661UGRO Capital LimitedA+9.75%2027-11-26
INE0BUS07CN4Indel Money LimitedA-9.75%2028-03-30

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