E

EARLYSALARY SERVICES 10.50% Jul 2028 NCD

A Secured NCD

Earlysalary Services Pvt Ltd

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2028

Current YTM
10.75%
Market YTM
Coupon Rate
10.50%
Per annum
Maturity Date
04 Jul 2028
1.9 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
10.75%
Live, last traded 2026-08-24
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+567 bps
vs 1.9Y G-Sec at 5.08%
Top 20% of similar-tenor peers by spread
Tenure
1.9 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-08-07 2026-08-24
Cashflow Timeline
25 Sep 2026
Interest Payment
₹2,625.00 / Bond
25 Dec 2026
Interest Payment
₹2,625.00 / Bond
25 Mar 2027
Interest Payment
₹2,625.00 / Bond
25 Jun 2027
Interest Payment
₹2,625.00 / Bond
25 Sep 2027
Interest Payment
₹2,625.00 / Bond
25 Dec 2027
Interest Payment
₹2,625.00 / Bond
25 Mar 2028
Interest Payment
₹2,625.00 / Bond
25 Jun 2028
Interest Payment
₹2,625.00 / Bond
4 Jul 2028
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2026-03-25 Matures 2028-07-04
Key Metrics
Coupon Rate
10.50%
YTM (Annual)
10.75%
Credit Rating
A
(CARE)
Remaining Tenure
1.9 Years
Advanced metrics
Modified Duration
1.64 Yrs
Macaulay Duration
1.68 Yrs
Issue Size
₹250 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.64 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
2026-08-24
BSE
Trades (30 Days)
18
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 18 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.50 percentage points above the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 6 Aug 2026
Instrument Type
NCD
Issue Date
2026-03-25
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

ESPL-10.5%-4-7-28-PVT is a secured, rated, redeemable ncd issued by Earlysalary Services Pvt Ltd. The bond offers a fixed coupon of 10.50% p.a. with quarterly interest payments and repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-24 99.6900 10.7500 2
2026-08-21 100.6000 10.5000 2
2026-08-18 99.5600 11.2000 5
2026-08-17 99.6500 11.1400 14
2026-08-14 100.0700 10.8600 8
2026-08-13 100.0800 10.8500 1
2026-08-12 99.8200 11.0300 10
2026-08-11 100.1900 10.7800 10
2026-08-10 99.5800 11.1900 4
2026-08-07 99.8900 10.9800 14
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2026-03-31
Rating Actions History 0
Secondary-Market Trades 10 BSE 2026-08-24
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
6 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on EARLYSALARY SERVICES 10.50% Jul 2028 NCD?

EARLYSALARY SERVICES 10.50% Jul 2028 NCD carries a coupon of 10.50%, paid quarterly, on a face value of ₹100,000.

When does EARLYSALARY SERVICES 10.50% Jul 2028 NCD mature?

EARLYSALARY SERVICES 10.50% Jul 2028 NCD matures on 2028-07-04, 1.9 years from today.

What is EARLYSALARY SERVICES 10.50% Jul 2028 NCD rated?

EARLYSALARY SERVICES 10.50% Jul 2028 NCD is rated A by CARE. As of 2026-03-31.

Is EARLYSALARY SERVICES 10.50% Jul 2028 NCD secured?

EARLYSALARY SERVICES 10.50% Jul 2028 NCD is a secured bond.

Where does EARLYSALARY SERVICES 10.50% Jul 2028 NCD trade?

EARLYSALARY SERVICES 10.50% Jul 2028 NCD is listed on BSE.

What yield does EARLYSALARY SERVICES 10.50% Jul 2028 NCD currently offer?

The last recorded trade on 2026-08-24 priced EARLYSALARY SERVICES 10.50% Jul 2028 NCD at ₹99.69, implying a yield to maturity of 10.75%.

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Maturity
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Maturity
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