Niwas Housing Finance 9.55% Apr 2028 NCD (INE01AI07017)

CRISIL AA- Secured NCD

Niwas Housing Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2028

1 more bond from Niwas Housing Finance Limited →

Current YTM

—

No current market yield

Coupon Rate

9.55%

Per annum

Maturity Date

13 Apr 2028

1.4 Yrs to Maturity

Interest Payment

Semi Annual

Frequency

Face Value

₹1,00,000

Per Bond

Market Position

YTM (Annual)

—

No trade in the last 30 days, so the last traded yield is not shown as current. Last trade 8 Jul 2026.

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Tenure

1.4 Years

Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

13 Apr 2027

Interest Payment

₹4,775.00 / Bond

₹4,297.50 net of 10% TDS (est.)

13 Oct 2027

Interest Payment

₹4,775.00 / Bond

₹4,297.50 net of 10% TDS (est.)

13 Apr 2028

Final coupon + principal

₹1,04,775.00 / Bond

₹4,775.00 coupon + ₹1,00,000 face value

3 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

9.55%

YTM (Annual)

—

Credit Rating

AA-

(CRISIL) · rated 30 Apr 2023, 3 years ago

Over 15 months old; see below

Remaining Tenure

1.4 Years

AA- (CRISIL): Rated 30 Apr 2023 (3 years ago) — no review in the last 15 months that our sources show; the agency may have reviewed it since.

Advanced metrics

Modified Duration

1.30 Yrs

Macaulay Duration

1.36 Yrs

Issue Size

₹30 Cr

Minimum Investment

₹1,00,000

1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration

1.30 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Semi Annual

Last Trade

8 Jul 2026

NSE OTC (WAP)

Trades (30 Days)

Exchange-reported sessions

Security Status

Secured

No call option

Observations

This bond is secured.
No secondary-market trades recorded in the last 30 days.
Coupon is 0.65 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026

Issuer

Niwas Housing Finance Limited

Instrument Type

NCD

Issue Date

13 Apr 2023

Day Count Convention

ACT/ACT

Listed Exchange

BSE

Call / Put Option

None disclosed

Niwas Housing Finance Limited issued Niwas Housing Finance 9.55% Apr 2028 NCD, a secured, rated NCD. It pays a 9.55% p.a. coupon, semi-annually. Principal is repaid at maturity.

Rating Action History

2 actions

Agency actions on Niwas Housing Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-10-09	CRISIL	Update	—	—	View →
2026-07-01	CRISIL	Update	—	—	View →

Issuer health card · ratings, payment record, defaults, trading, filings 2 items to look at →

Rating Actions on Niwas Housing Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-10-09	CRISIL	Update	—	View →
2026-07-01	CRISIL	Update	—	View →

Alert me about Niwas Housing Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE01AI07017: trade date, clean price, YTM and number of trades
Trade Date	Clean Price	YTM (%)	Trades
2026-07-08	99.7419	10.1442	—

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	1	CRISIL	2023-04-30
Rating Actions History	2	—	2026-10-09
Secondary-Market Trades	1	NSE OTC (WAP)	2026-07-08
Reg52(4) Payment Disclosures	0	—	—

No trade in the last 30 days, so the last traded yield is not shown as current.

Documents

Entity metadata

Source: BSE
Last Updated: 7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

₹99,741.90

YTM—

Trade Date 8 Jul 2026 123d ago

SourceNSE OTC (WAP)

Accrued interest (est.)₹708.38

Dirty price (est.)₹1,00,450.28

View on BSE → Calculate YTM for this bond

Frequently Asked Questions

What is the coupon rate on Niwas Housing Finance 9.55% Apr 2028 NCD?

Niwas Housing Finance 9.55% Apr 2028 NCD carries a coupon of 9.55%, paid semi annual, on a face value of ₹1,00,000.

When does Niwas Housing Finance 9.55% Apr 2028 NCD mature?

Niwas Housing Finance 9.55% Apr 2028 NCD matures on 13 Apr 2028, 1.4 years from today.

What is Niwas Housing Finance 9.55% Apr 2028 NCD rated?

Niwas Housing Finance 9.55% Apr 2028 NCD is rated AA- by CRISIL (rating dated 30 Apr 2023).

Is Niwas Housing Finance 9.55% Apr 2028 NCD secured?

Niwas Housing Finance 9.55% Apr 2028 NCD is a secured bond.

Where does Niwas Housing Finance 9.55% Apr 2028 NCD trade?

Niwas Housing Finance 9.55% Apr 2028 NCD is listed on BSE.

More Bonds from This Issuer

Niwas Housing Finance 9.40% Nov 2026 NCD

INE01AI07033

AA-

Coupon

9.40%

Maturity

21 Nov 2026

View Details

Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 9.55%. For comparison only, not a recommendation.

Bond	Issuer	Rating	Coupon	Maturity
INE087P07451	Avanse Financial Services Limited	AA-	9.60%	2027-04-30
INE321N07525	Incred Financial Services Limited	AA-	9.60%	2027-08-16
INE04VS07438	Oxyzo Financial Services Limited	A+	9.60%	2027-06-14
INE918T07145	Hero Wind Energy Private Limited	A+ NSDL record, 2024	9.60%	2027-10-04
INE321N07533	Incred Financial Services Limited	AA-	9.50%	2027-05-28
INE296G07291	Muthoot Capital Services Limited	A+	9.50%	2027-07-23

← Back to screener