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Earlysalary Services 10.50% Mar 2028 NCD (IN801YL07046)

Secured NCD

Earlysalary Services Private Limited

Secured, Taxable, Redeemable NCD

Browse: bonds maturing in 2028

18 more bonds from Earlysalary Services Private Limited →
Current YTM
—
No market YTM available
Coupon Rate
10.50%
Per annum
Maturity Date
09 Mar 2028
1.3 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,00,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 6 Oct 2026 New rating assigned to A CRISIL
  • 25 Sep 2026 New rating assigned to A1 CRISIL

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
1.3 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

30 Nov 2026
Interest Payment
₹875.00 / Bond
₹787.50 net of 10% TDS (est.)
31 Dec 2026
Interest Payment
₹875.00 / Bond
₹787.50 net of 10% TDS (est.)
31 Jan 2027
Interest Payment
₹875.00 / Bond
₹787.50 net of 10% TDS (est.)
28 Feb 2027
Interest Payment
₹875.00 / Bond
₹787.50 net of 10% TDS (est.)
31 Mar 2027
Interest Payment
₹875.00 / Bond
₹787.50 net of 10% TDS (est.)
30 Apr 2027
Interest Payment
₹875.00 / Bond
₹787.50 net of 10% TDS (est.)
31 May 2027
Interest Payment
₹875.00 / Bond
₹787.50 net of 10% TDS (est.)
30 Jun 2027
Interest Payment
₹875.00 / Bond
₹787.50 net of 10% TDS (est.)
…
+8 more coupons until 29 Feb 2028
₹875.00 each / Bond
9 Mar 2028
Final coupon (part period) + principal
₹1,00,254.03 / Bond
₹254.03 coupon + ₹1,00,000 face value

17 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 31 Dec 2025 Matures 9 Mar 2028

Key Metrics

Coupon Rate
10.50%
YTM (Annual)
—
Credit Rating
—
No rating on file for this ISIN; issuer rating below
Remaining Tenure
1.3 Years

No rating on file for this ISIN. Issuer rating: A (CRISIL), assigned 6 Oct 2026 — the agency's rating of the issuer's debt, which may not cover this bond. Agency rationale →

Advanced metrics
Modified Duration
1.24 Yrs
Macaulay Duration
1.25 Yrs
Issue Size
—
Face Value
₹1,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
1.24 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • No public credit rating is available for this bond.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.30 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 27 Jun 2026
Instrument Type
NCD
Issue Date
31 Dec 2025
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Earlysalary Services 10.50% Mar 2028 NCD is a secured NCD issued by Earlysalary Services Private Limited. It pays a 10.50% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Action History

2 actions

Agency actions on Earlysalary Services Private Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-06 CRISIL Initial A Stable View →
2026-09-25 CRISIL Initial A1 — View →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Earlysalary Services Private Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-06 CRISIL Initial A / Stable View →
2026-09-25 CRISIL Initial A1 View →
Alert me about Earlysalary Services Private Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 0 — —
Rating Actions History 2 — 2026-10-06
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No public credit rating on file for this bond.
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
27 Jun 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
IN801YL07046
Issue Date
31 Dec 2025
Maturity Date
9 Mar 2028
Listing
—
Payment Frequency
Monthly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
Rating Alerts

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More Bonds from This Issuer

E
Earlysalary Services 10.90% Dec 2026 NCD
INE01YL07334
A
Coupon
10.90%
Maturity
04 Dec 2026
E
Earlysalary Services 1.82% Dec 2026 NCD
INE01YL07300
BBB+
Coupon
1.82%
Maturity
27 Dec 2026
E
Earlysalary Services 10.90% Jan 2027 NCD
INE01YL07342
A
Coupon
10.90%
Maturity
04 Jan 2027
E
Earlysalary Services 10.70% Mar 2027 NCD
INE01YL07383
A
Coupon
10.70%
Maturity
05 Mar 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 10.50%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE501X07570Aye Finance LimitedA-10.50%2027-04-30
INE0BUS07CH6Indel Money LimitedA-10.50%2028-01-23
INE07HK07866Krazybee Services LimitedA10.50%2027-12-02
INE342T07536Navi Finserv LimitedA10.50%2027-08-27
INE136S07013Neogen Chemicals LimitedA-10.50%2028-02-12
INE08E807142Shri Ram Finance Corporation Private LimitedA10.50%2028-01-22

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