Happy Diwali from all of us at RetailBonds

Vivriti Finance Limited — Bonds & A+ (CARE) Rating

NBFC · Financial Services

As of 9 Nov 2026, Vivriti Finance Limited has 27 active bonds with ₹2,580 Cr outstanding (disclosed for 20 of 27 bonds), and the most common current rating on its senior bonds is A+ from CARE (14 of 18 rated bonds, rated 30 Sep 2025).

Verify this issuer →
Data as of 9 Nov 2026 Methodology v1.0 Download Report (PDF) Watch
Agency Rating
A+ (CARE)
Most common current rating on senior bonds
14 of 18 rated · CARE, 30 Sep 2025
Total Debt Outstanding
₹2,580 Cr
Across 27 instruments
Active Bonds
27
First Issue
27 Sep 2024
Latest Issue
3 Nov 2026
Maturity Range
2026 - 2032
Observation
27 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies Last Updated: 9 Nov 2026

Latest events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 26 Oct 2026 New rating assigned to A+ CRISIL
  • 19 Aug 2026 New rating assigned to A+ CRISIL

Vivriti Finance Limited bonds: risks and track record

1 item to look at
  • Current ratings CARE A+, CRISIL A+, ICRA A+
  • Rating range Current ratings range from A (CARE 31 Jul 2025, CRISIL 28 Feb 2025) to AA+ (CRISIL 31 Aug 2026)
  • Rating direction, 12 months No rating actions on file
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Newest agency rating Dated 30 Sep 2026
  • Payment record No payment disclosures since 17 Jul 2026
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 16 of 27 active bonds had an exchange trade
  • Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

Alert me about Vivriti Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.
01

Issuer Overview

Sector
Financial Services
Issuer Type
NBFC
First Tracked Bond
27 Sep 2024
Start of this issuer's debt program timeline
  • 27 active bonds tracked from this issuer.
  • 26 of 26 tracked bonds with a stated security status are secured. (based on 26 bonds with a disclosed security status)
  • Most recent rating action: initial by CRISIL on 26 Oct 2026.

Operating in the Financial Services sector, Vivriti Finance Limited is classified as an NBFC. Bond coupons here span 8.30% - 10.11%, paid monthly. The maturity ladder spans 2026 - 2032.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

Thanks — your suggestion has been submitted for review.

02

Debt Profile

Outstanding Bonds
27
Tracked by RetailBonds
Amount Tracked
₹2,580 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 20 of 27 bonds)
Avg Coupon
9.61%
Range 8.30% - 10.11%
Avg Remaining Tenure
1.5 Yrs
Nearest maturity Dec 2026
Secured
100%
26 of 26 bonds with known status
Callable
0
Of 27 bonds
Avg Spread vs G-Sec
+351 bps
Credit premium, from 16 bonds with a current market yield

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (11 bonds).

0 2026: 2 bonds, ₹125 Cr tracked, avg coupon 10.11% 2 bonds 2026 2027: 10 bonds, ₹913 Cr tracked, avg coupon 9.69% 10 bonds 2027 2028: 11 bonds, ₹792 Cr tracked, avg coupon 9.59% 11 bonds 2028 2029: 2 bonds, ₹250 Cr tracked, avg coupon 9.85% 2 bonds 2029 2031: 1 bond, ₹200 Cr tracked, avg coupon 8.74% 1 bond 2031 2032: 1 bond, ₹300 Cr tracked, avg coupon 8.30% 1 bond 2032

Security Type / Instrument Mix

  • NCD 27 bonds · 100% · ₹2,580 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2024: ₹334 Cr issued 2024 2025: ₹1,245 Cr issued 2025 2026: ₹1,000 Cr issued 2026 Cumulative: ₹334 Cr Cumulative: ₹1,580 Cr Cumulative: ₹2,580 Cr

Based on 20 of 27 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03

Credit Profile

  • AA 2 bonds · 7%
  • A 16 bonds · 59%
  • Unrated 9 bonds · 33%
AgencyRatingOutlookBonds
CRISIL A+ Positive 4
CARE A+ — 3
CARE A+ Stable 3
CRISIL AA+ — 2
ICRA A+ — 2
CARE A Positive 1
CRISIL A Stable 1
CRISIL A+ Stable 1
ICRA A+ Stable 1

Rating History (Trend)

AAA AA A BBB Below BBB Unrated CRISIL: A on 2026-07-16 CRISIL: A on 2026-08-19 CRISIL: A on 2026-09-24 CRISIL: A on 2026-10-26
Jul 26 — Oct 26 CRISIL

Recent Rating Actions

26 Oct 2026 · CRISIL
A+
Initial · Positive
28 Sep 2026 · CRISIL
—
Reaffirmed
24 Sep 2026 · CRISIL
A+
Reaffirmed · Positive
19 Aug 2026 · CRISIL
A+
Initial · Positive
16 Jul 2026 · CRISIL
A+
Initial · Positive
04

Vivriti Finance Limited Bond Interest Rates

Coupons on Vivriti Finance Limited's 27 active bonds range from 8.30% to 10.11%. 16 traded in the last 30 days, at yields from 9.19% to 10.90% (median 10.18%; latest trade 9 Nov 2026).

Vivriti Finance Limited coupon rates and market yields by maturity year
Maturity year Active bonds Coupon range Traded (last 30 days) Median yield
2026 2 10.11% 1 9.42%
2027 10 9.15% to 10.10% 7 10.23%
2028 11 9.25% to 10.00% 7 10.05%
2029 2 9.80% to 9.90% 1 10.33%
2031 1 8.74% 0 —
2032 1 8.30% 0 —

Coupon is the interest rate on face value, from the bond records. Yield is the market yield from the latest BSE/NSE trade, counted only when that trade is at most 30 days old and passes the checks in our methodology.

Calculate the yield on Vivriti Finance 9.80% Oct 2029 NCD (most recently traded; the calculator is pre-filled with its coupon and maturity)

Vivriti Finance Limited NCD Issues

NCD subscription status →

1 public NCD issue filed with BSE; none open or upcoming.

Status Subscription Base size Issue rating Details
Closed 18 Aug 2023 to 31 Aug 2023 ₹250 Cr A (ICRA) Issue details
05

Outstanding Bonds

View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE01HV07528 Vivriti Finance 10.11% Dec 2026 NCD 10.11% A+ (ICRA) 2026-12-23 9.42% 2026-11-09
IN801HV07057 Vivriti Finance 10.11% Dec 2026 NCD 10.11% — 2026-12-23 — —
INE01HV07551 Vivriti Finance 9.86% Jan 2027 NCD 9.86% A+ (CARE) 2027-01-06 9.90% 2026-11-06
INE01HV07569 Vivriti Finance 9.65% Feb 2027 NCD 9.65% A+ (CARE) 2027-02-05 10.00% 2026-10-29
INE01HV07536 Vivriti Finance 9.86% Apr 2027 NCD 9.86% A (CRISIL) 2027-04-16 10.90% 2026-10-29
INE01HV07601 Vivriti Finance 10.10% Aug 2027 NCD 10.10% A+ (CARE) 2027-08-19 10.35% 2026-11-06
IN801HV07065 Vivriti Finance 10.10% Aug 2027 NCD 10.10% — 2027-08-19 — —
INE0P1407026 Vivriti Finance 9.70% Oct 2027 NCD 9.70% A+ (ICRA) 2027-10-29 10.23% 2026-11-09
IN80P1407017 Vivriti Finance 9.70% Oct 2027 NCD 9.70% — 2027-10-29 — —
INE01HV07627 Vivriti Finance 9.15% Nov 2027 NCD 9.15% A+ (CARE) 2027-11-04 10.13% 2026-11-09
IN801HV07081 Vivriti Finance 9.15% Nov 2027 NCD 9.15% — 2027-11-04 — —
INE0P1407083 Vivriti Finance 9.60% Dec 2027 NCD 9.60% A+ (CRISIL) 2027-12-17 10.32% 2026-11-09
INE0P1407059 Vivriti Finance 9.35% Mar 2028 NCD 9.35% A+ (CRISIL) 2028-03-10 9.35% 2026-11-06
INE01HV07635 Vivriti Finance 9.25% May 2028 NCD 9.25% A+ (CARE) 2028-05-04 10.25% 2026-11-09
IN801HV07099 Vivriti Finance 9.25% May 2028 NCD 9.25% — 2028-05-04 — —
INE01HV07577 Vivriti Finance 9.30% Jun 2028 NCD 9.30% A+ (CARE) 2028-06-23 10.53% 2026-11-03
INE01HV07593 Vivriti Finance 10.00% Jul 2028 NCD 10.00% A (CARE) 2028-07-04 10.05% 2026-10-19
INE0P1407018 Vivriti Finance 9.90% Jul 2028 NCD 9.90% A+ (ICRA) 2028-07-28 9.19% 2026-11-09
IN80P1407025 Vivriti Finance 9.90% Jul 2028 NCD 9.90% — 2028-07-28 — —
INE0P1407075 Vivriti Finance 9.80% Aug 2028 NCD 9.80% A+ (CRISIL) 2028-08-18 10.26% 2026-11-09
INE0P1407067 Vivriti Finance 9.50% Sep 2028 NCD 9.50% A+ (CRISIL) 2028-09-08 9.86% 2026-11-06
INE0P1407109 Vivriti Finance 9.80% Oct 2028 NCD 9.80% — 2028-10-31 — —
INE01HV07502 Vivriti Finance 9.46% Nov 2028 NCD 9.46% — 2028-11-18 — —
INE0P1407034 Vivriti Finance 9.90% Jul 2029 NCD 9.90% A+ (CRISIL) 2029-07-31 — —
INE0P1407091 Vivriti Finance 9.80% Oct 2029 NCD 9.80% — 2029-10-10 10.33% 2026-11-09
INE01HV07544 Vivriti Finance 8.74% Jan 2031 NCD 8.74% AA+ (CRISIL) 2031-01-24 — —
INE0P1407042 Vivriti Finance 8.30% Jun 2032 NCD 8.30% AA+ (CRISIL) 2032-06-18 — —
Compare (/) Compare Bonds

YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

06

Market Activity

Last 30 days, across all outstanding bonds from this issuer.

BSE Traded Value (Last 30 Days)
—
Number of Trades (Last 30 Days)
199
Avg. Yield (Last 30 Days)
10.12%
07

Regulatory Filings

Credit Rating Rationale
08

Methodology & Data Coverage

DatasetCountFreshness
Credit Ratings (current) 18 2026-09-30
Rating Actions History 5 2026-10-26
Secondary-Market Trades 649 2026-11-09
Reg52(4) Payment Disclosures 0 —

Methodology version 1.0. See full methodology for sources and limitations.

Frequently Asked Questions
How many active bonds does Vivriti Finance Limited have?

Vivriti Finance Limited currently has 27 active bonds with coupons of 8.30% - 10.11%, maturities spanning 2026 - 2032.

What is the interest rate on Vivriti Finance Limited bonds?

Coupons on Vivriti Finance Limited's 27 active bonds range from 8.30% to 10.11%. The coupon is the fixed interest rate on face value; the market yield depends on the price paid. 16 traded in the last 30 days, at yields from 9.19% to 10.90% (median 10.18%; latest trade 9 Nov 2026).

What is Vivriti Finance Limited's credit rating?

The most common current rating on Vivriti Finance Limited's senior bonds is A+ (CARE). Ratings on file come from CARE, CRISIL, ICRA.

Are Vivriti Finance Limited's bonds secured?

Of the 26 bonds with a disclosed security status, 26 are secured (100%) and 0 are unsecured.

When do Vivriti Finance Limited's bonds mature?

Vivriti Finance Limited's active bonds mature between 2026 - 2032; the nearest matures in Dec 2026; the average tenure is 1.5 Yrs.

What is the average coupon on Vivriti Finance Limited's bonds?

The average coupon across Vivriti Finance Limited's 27 active bonds is 9.61%.

Where can I buy Vivriti Finance Limited NCDs?

By our records, at least 19 of Vivriti Finance Limited's 27 active bonds are listed on BSE. Listed bonds are bought on the exchange through a SEBI-registered stockbroker or an online bond platform provider, into a demat account. 16 of Vivriti Finance Limited's active bonds traded in the last 30 days; many listed bonds trade rarely. New NCDs can also be applied for during a public issue; past and current Vivriti Finance Limited issues are listed on this page. RetailBonds.in shows data only and does not sell bonds or advise on them.

Disclaimer: This page aggregates publicly available data about Vivriti Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.