Vivifi India Finance Private Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
BBB- (CRISIL)
Total Debt Outstanding
₹554 Cr
Across 12 instruments
Listed Bonds
12
First Issue
2021-09-30
Latest Issue
2026-06-02
Maturity Range
2026 - 2028
Observation
12 active bonds tracked from this issuer.
View details →
Coverage: Medium Data Quality: Medium Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2021-09-30
Start of this issuer's debt program timeline
  • 12 active bonds tracked from this issuer.
  • 12 of 12 tracked bonds with a stated security status are secured. (based on 12 bonds with a disclosed security status)
  • Most recent rating action: initial by CRISIL on 2026-07-27.

Operating in the financial services sector, Vivifi India Finance Private Limited is classified as an NBFC. Bond coupons here span 15.00% - 22.25%, paid monthly. The maturity ladder spans 2026 - 2028.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
12
Tracked by RetailBonds
Amount Tracked
₹554 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt
Avg Coupon
17.22%
Range 15.00% - 22.25%
Avg Remaining Tenure
0.8 Yrs
Nearest maturity 2026-10
Secured
100%
12 of 12 bonds with known status
Callable
0
Of 12 bonds
Avg Spread vs G-Sec
+1168 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (8 bonds).

0 2026: 2 bonds, ₹20 Cr tracked, avg coupon 16.00% 2 bonds 2026 2027: 8 bonds, ₹496 Cr tracked, avg coupon 17.71% 8 bonds 2027 2028: 2 bonds, ₹38 Cr tracked, avg coupon 16.50% 2 bonds 2028

Security Type / Instrument Mix

  • NCD 12 bonds · 100% · ₹554 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2021: ₹382 Cr issued 2021 2024: ₹35 Cr issued 2024 2025: ₹8 Cr issued 2025 2026: ₹130 Cr issued 2026 Cumulative: ₹382 Cr Cumulative: ₹416 Cr Cumulative: ₹424 Cr Cumulative: ₹554 Cr

Based on 12 of 12 active bonds with a known issue date and issue size.

03 Credit Profile
  • BBB 1 bonds · 8%
  • Unrated 11 bonds · 92%
AgencyRatingOutlookBonds
CRISIL BBB- 1

Recent Rating Actions

2026-07-27 · CRISIL
BBB
Initial · Stable
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE0J6607086 17% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 29/10/2026. 17.00% 2026-10-29
INE0J6607094 15% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE LETTER OF ALLOTMENT DATE OF MATURITY 05/12/2026 15.00% 2026-12-05
INE0J6607078 17% SECURED UNRATED UNLISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES DATE OF MATURITY 31/01/2027. 17.00% 2027-01-31
INE0J6607136 16.25% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES A DATE OF MATURITY 28/02/2027 16.25% 2027-02-28
INE0J6607110 22.25% SECURED UNRATED UNLISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE DATE OF MATURITY 17/03/2027. 22.25% 2027-03-17
INE0J6607102 22% SECURED UNRATED UNLISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE DATE OF MATURITY 17/03/2027. 22.00% 2027-03-17
INE0J6607151 16.90% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 26/03/2027 16.90% 2027-03-26
INE0J6607185 15.3% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES A1 DATE OF MATURITY 30/06/2027 15.30% 2027-06-30
INE0J6607144 17% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES C DATE OF MATURITY 31/07/2027 17.00% 2027-07-31
INE0J6607169 15% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE LETTER OF ALLOTEMENT DATE OF MATURITY 31/10/2027 15.00% BBB- (CRISIL) 2027-10-31
INE0J6607128 16% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE LETTER OF ALLOTMENT DATE OF MATURITY 23/05/2028 16.00% 2028-05-23
INE0J6607177 17% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES C1 DATE OF MATURITY 29/05/2028 17.00% 2028-05-29
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 1 2026-05-14
Rating Actions History 1 2026-07-27
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Vivifi India Finance Private Limited have?

Vivifi India Finance Private Limited currently has 12 active bonds with coupons 15.00% - 22.25%, maturities spanning 2026 - 2028.

What is Vivifi India Finance Private Limited's credit rating?

The most recent rating on Vivifi India Finance Private Limited's bonds is BBB- (CRISIL), published by CRISIL.

Are Vivifi India Finance Private Limited's bonds secured?

Of the 12 bonds with a disclosed security status, 12 are secured (100%) and 0 are unsecured.

When do Vivifi India Finance Private Limited's bonds mature?

Vivifi India Finance Private Limited's active bonds mature between 2026 - 2028; the nearest matures in 2026-10; the average tenure is 0.8 Yrs.

What is the average coupon on Vivifi India Finance Private Limited's bonds?

The average coupon across Vivifi India Finance Private Limited's 12 active bonds is 17.22%.

Disclaimer: This page aggregates publicly available data about Vivifi India Finance Private Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.