Market closed today (Weekend) · Prices and yields as of last trading day, 06 Nov 2026
Happy Diwali from all of us at RetailBonds

Vivifi India Finance Private Limited — Bonds

NBFC · Financial Services

Verify this issuer →
Methodology v1.0 Download Report (PDF) Watch
Agency Rating
BBB-
Rating on NSDL record (CRISIL, 2026)
No current agency rating on file
Total Debt Outstanding
₹920 Cr
Across 15 instruments
Active Bonds
15
First Issue
30 Sep 2021
Latest Issue
3 Aug 2026
Maturity Range
2026 - 2031
Observation
15 active bonds tracked from this issuer.
View details →
Coverage: Medium Data Quality: Medium Sources: NSE, BSE, SEBI, rating agencies
Issuer health card 1 item to look at
  • Current ratings No current agency rating on file; NSDL's debt master records a rating for some bonds, often from the time of issue
  • Rating direction, 12 months 0 upgrades, 0 downgrades
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Newest agency rating Dated 27 Jul 2026
  • Payment record No payment disclosures since 17 Jul 2026
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 0 of 15 active bonds had an exchange trade
  • Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

Alert me about Vivifi India Finance Private Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.
01 Issuer Overview
Sector
Financial Services
Issuer Type
NBFC
First Tracked Bond
30 Sep 2021
Start of this issuer's debt program timeline
  • 15 active bonds tracked from this issuer.
  • 15 of 15 tracked bonds with a stated security status are secured. (based on 15 bonds with a disclosed security status)
  • Most recent rating action: initial by CRISIL on 27 Jul 2026.

Operating in the Financial Services sector, Vivifi India Finance Private Limited is classified as an NBFC. Bond coupons here span 15.00% - 22.25%, paid monthly. The maturity ladder spans 2026 - 2031.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

Thanks — your suggestion has been submitted for review.

02 Debt Profile
Outstanding Bonds
15
Tracked by RetailBonds
Amount Tracked
₹920 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 14 of 15 bonds)
Avg Coupon
17.06%
Range 15.00% - 22.25%
Avg Remaining Tenure
0.9 Yrs
Nearest maturity Dec 2026
Secured
100%
15 of 15 bonds with known status
Callable
0
Of 15 bonds

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (10 bonds).

0 2026: 1 bond, ₹10 Cr tracked, avg coupon 15.00% 1 bond 2026 2027: 10 bonds, ₹506 Cr tracked, avg coupon 17.55% 10 bonds 2027 2028: 3 bonds, ₹53 Cr tracked, avg coupon 16.00% 3 bonds 2028 2031: 1 bond, ₹350 Cr tracked, avg coupon 17.35% 1 bond 2031

Security Type / Instrument Mix

  • NCD 15 bonds · 100% · ₹920 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2021: ₹382 Cr issued 2021 2024: ₹25 Cr issued 2024 2025: ₹8 Cr issued 2025 2026: ₹505 Cr issued 2026 Cumulative: ₹382 Cr Cumulative: ₹406 Cr Cumulative: ₹414 Cr Cumulative: ₹920 Cr

Based on 14 of 15 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • BBB 1 bond · 7%
  • Unrated 14 bonds · 93%
AgencyRatingOutlookBonds
CRISIL BBB- NSDL record — 1

Recent Rating Actions

27 Jul 2026 · CRISIL
BBB-
Initial · Stable
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE0J6607094 Vivifi India Finance 15.00% Dec 2026 NCD 15.00% — 2026-12-05 — —
INE0J6607078 Vivifi India Finance 17.00% Jan 2027 NCD 17.00% — 2027-01-31 — —
INE0J6607136 Vivifi India Finance 16.25% Feb 2027 NCD 16.25% — 2027-02-28 — —
INE0J6607110 Vivifi India Finance 22.25% Mar 2027 NCD 22.25% — 2027-03-17 — —
INE0J6607102 Vivifi India Finance 22.00% Mar 2027 NCD 22.00% — 2027-03-17 — —
INE0J6607193 Vivifi India Finance 18.50% Mar 2027 NCD 18.50% — 2027-03-17 — —
INE0J6607151 Vivifi India Finance 16.90% Mar 2027 NCD 16.90% — 2027-03-26 — —
INE0J6607185 Vivifi India Finance 15.30% Jun 2027 NCD 15.30% — 2027-06-30 — —
INE0J6607144 Vivifi India Finance 17.00% Jul 2027 NCD 17.00% — 2027-07-31 — —
INE0J6607227 Vivifi India Finance 15.30% Aug 2027 NCD 15.30% — 2027-08-31 — —
INE0J6607169 Vivifi India Finance 15.00% Oct 2027 NCD 15.00% BBB- (CRISIL, NSDL record 2026) 2027-10-31 — —
INE0J6607219 Vivifi India Finance 15.00% Jan 2028 NCD 15.00% — 2028-01-24 — —
INE0J6607128 Vivifi India Finance 16.00% May 2028 NCD 16.00% — 2028-05-23 — —
INE0J6607177 Vivifi India Finance 17.00% May 2028 NCD 17.00% — 2028-05-29 — —
INE0J6607201 Vivifi India Finance 17.35% Jul 2031 NCD 17.35% — 2031-07-31 — —
Compare (/) Compare Bonds

YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 1 2026-05-14
Rating Actions History 1 2026-07-27
Secondary-Market Trades 0 —
Reg52(4) Payment Disclosures 0 —

Methodology version 1.0. See full methodology for sources and limitations.

Related Issuers

All issuers →

Disclaimer: This page aggregates publicly available data about Vivifi India Finance Private Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.