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Sugmya Finance Private Limited — Bonds

NBFC · Financial Services

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Methodology v1.0 Download Report (PDF) Watch
Agency Rating
—
Total Debt Outstanding
₹26 Cr
Across 43 instruments
Active Bonds
43
First Issue
17 Jul 2023
Latest Issue
24 Jul 2026
Maturity Range
2027 - 2030
Observation
43 active bonds tracked from this issuer.
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Coverage: Low Data Quality: Low Sources: NSE, BSE, SEBI, rating agencies
Issuer health card 2 items to look at
  • Current ratings No current rating on file
  • Rating direction, 12 months 0 upgrades, 0 downgrades
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating 1 agency action rated on best-available information
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Newest agency rating Dated 23 Oct 2026
  • Payment record No payment disclosures since 17 Jul 2026
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 0 of 43 active bonds had an exchange trade
  • Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

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01 Issuer Overview
Sector
Financial Services
Issuer Type
NBFC
First Tracked Bond
17 Jul 2023
Start of this issuer's debt program timeline
  • 43 active bonds tracked from this issuer.
  • 34 of 41 tracked bonds with a stated security status are secured. (based on 41 bonds with a disclosed security status)
  • Most recent rating action: non cooperating by CRISIL on 23 Oct 2026.

Sugmya Finance Private Limited is an NBFC in the Financial Services sector. Coupon rates on outstanding bonds range from 12.87% - 15.75%, paid monthly. Bonds mature between 2027 - 2030.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
43
Tracked by RetailBonds
Amount Tracked
₹26 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 41 of 43 bonds)
Avg Coupon
14.28%
Range 12.87% - 15.75%
Avg Remaining Tenure
2.0 Yrs
Nearest maturity Jan 2027
Secured
82%
34 of 41 bonds with known status
Callable
27
Of 43 bonds

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (16 bonds).

0 2027: 10 bonds, ₹11 Cr tracked, avg coupon 13.85% 10 bonds 2027 2028: 16 bonds, ₹8 Cr tracked, avg coupon 13.90% 16 bonds 2028 2029: 10 bonds, ₹4 Cr tracked, avg coupon 14.81% 10 bonds 2029 2030: 7 bonds, ₹2 Cr tracked, avg coupon 15.00% 7 bonds 2030

Security Type / Instrument Mix

  • NCD 43 bonds · 100% · ₹26 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2024: ₹11 Cr issued 2024 2025: ₹10 Cr issued 2025 2026: ₹4 Cr issued 2026 Cumulative: ₹11 Cr Cumulative: ₹21 Cr Cumulative: ₹26 Cr

Based on 41 of 43 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • Unrated 43 bonds · 100%

Recent Rating Actions

23 Oct 2026 · CRISIL
BB
Non Cooperating · Stable
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE0NSW07149 Sugmya Finance 12.87% Jan 2027 NCD 12.87% — 2027-01-10 — —
INE0NSW07297 Sugmya Finance 14.00% Feb 2027 NCD 14.00% — 2027-02-22 — —
INE0NSW07172 Sugmya Finance 12.87% Mar 2027 NCD 12.87% — 2027-03-30 — —
INE0NSW07156 Sugmya Finance 15.75% Mar 2027 NCD 15.75% — 2027-03-30 — —
INE0NSW07180 Sugmya Finance 15.75% Apr 2027 NCD 15.75% — 2027-04-12 — —
INE0NSW07214 Sugmya Finance 12.87% Apr 2027 NCD 12.87% — 2027-04-24 — —
INE0NSW07289 Sugmya Finance 12.87% Jun 2027 NCD 12.87% — 2027-06-14 — —
INE0NSW07396 Sugmya Finance 15.75% Jul 2027 NCD 15.75% — 2027-07-01 — —
INE0NSW07412 Sugmya Finance 12.87% Jul 2027 NCD 12.87% — 2027-07-31 — —
INE0NSW07495 Sugmya Finance 12.87% Dec 2027 NCD 12.87% — 2027-12-26 — —
INE0NSW07487 Sugmya Finance 12.87% Mar 2028 NCD 12.87% — 2028-03-05 — —
INE0NSW07503 Sugmya Finance 12.87% Mar 2028 NCD 12.87% — 2028-03-27 — —
INE0NSW07529 Sugmya Finance 15.00% Apr 2028 NCD 15.00% — 2028-04-24 — —
INE0NSW07479 Sugmya Finance 12.87% May 2028 NCD 12.87% — 2028-05-05 — —
INE0NSW07560 Sugmya Finance 12.87% Jun 2028 NCD 12.87% — 2028-06-30 — —
INE0NSW07578 Sugmya Finance 12.87% Jul 2028 NCD 12.87% — 2028-07-29 — —
INE0NSW07644 Sugmya Finance 12.87% Aug 2028 NCD 12.87% — 2028-08-30 — —
INE0NSW07586 Sugmya Finance 12.87% Sep 2028 NCD 12.87% — 2028-09-30 — —
INE0NSW07610 Sugmya Finance 15.00% Nov 2028 NCD 15.00% — 2028-11-04 — —
INE0NSW07602 Sugmya Finance 12.87% Nov 2028 NCD 12.87% — 2028-11-18 — —
INE0NSW07628 Sugmya Finance 15.00% Nov 2028 NCD 15.00% — 2028-11-21 — —
INE0NSW07677 Sugmya Finance 15.75% Nov 2028 NCD 15.75% — 2028-11-24 — —
INE0NSW07594 Sugmya Finance 12.87% Dec 2028 NCD 12.87% — 2028-12-01 — —
INE0NSW07636 Sugmya Finance 15.00% Dec 2028 NCD 15.00% — 2028-12-09 — —
INE0NSW07701 Sugmya Finance 15.00% Dec 2028 NCD 15.00% — 2028-12-15 — —
INE0NSW07669 Sugmya Finance 15.75% Dec 2028 NCD 15.75% — 2028-12-24 — —
INE0NSW07693 Sugmya Finance 15.00% Jan 2029 NCD 15.00% — 2029-01-02 — —
INE0NSW07768 Sugmya Finance 12.87% Jan 2029 NCD 12.87% — 2029-01-20 — —
INE0NSW07719 Sugmya Finance 15.00% Feb 2029 NCD 15.00% — 2029-02-12 — —
INE0NSW07651 Sugmya Finance 15.75% Feb 2029 NCD 15.75% — 2029-02-12 — —
INE0NSW07685 Sugmya Finance 15.00% Feb 2029 NCD 15.00% — 2029-02-20 — —
INE0NSW07735 Sugmya Finance 15.00% Mar 2029 NCD 15.00% — 2029-03-13 — —
INE0NSW07727 Sugmya Finance 15.00% Mar 2029 NCD 15.00% — 2029-03-18 — —
INE0NSW07743 Sugmya Finance 15.00% Apr 2029 NCD 15.00% — 2029-04-02 — —
INE0NSW07750 Sugmya Finance 15.00% Apr 2029 NCD 15.00% — 2029-04-20 — —
INE0NSW08089 Sugmya Finance 14.50% Jul 2029 NCD 14.50% — 2029-07-24 — —
INE0NSW08022 Sugmya Finance 15.00% Jul 2030 CCD 15.00% — 2030-07-30 — —
INE0NSW08014 Sugmya Finance 15.00% Jul 2030 CCD 15.00% — 2030-07-31 — —
INE0NSW08030 Sugmya Finance 15.00% Aug 2030 CCD 15.00% — 2030-08-18 — —
INE0NSW08063 Sugmya Finance 15.00% Aug 2030 CCD 15.00% — 2030-08-30 — —
INE0NSW08055 Sugmya Finance 15.00% Sep 2030 CCD 15.00% — 2030-09-30 — —
INE0NSW08048 Sugmya Finance 15.00% Nov 2030 CCD 15.00% — 2030-11-07 — —
INE0NSW08071 Sugmya Finance 15.00% Dec 2030 NCD 15.00% — 2030-12-30 — —
Compare (/) Compare Bonds

YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 0 —
Rating Actions History 1 2026-10-23
Secondary-Market Trades 0 —
Reg52(4) Payment Disclosures 0 —

Methodology version 1.0. See full methodology for sources and limitations.

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Disclaimer: This page aggregates publicly available data about Sugmya Finance Private Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.