Kosamattam Finance Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
A (INDIA_RATINGS)
Total Debt Outstanding
₹4,540 Cr
Across 119 instruments
Listed Bonds
119
First Issue
2019-08-21
Latest Issue
2026-05-27
Maturity Range
2026 - 2033
Observation
119 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2019-08-21
Start of this issuer's debt program timeline
  • 119 active bonds tracked from this issuer.
  • 103 of 119 tracked bonds with a stated security status are secured. (based on 119 bonds with a disclosed security status)

Kosamattam Finance Limited is an NBFC in the financial services sector. Coupon rates on outstanding bonds range from 8.50% - 11.00%, paid monthly. Bonds mature between 2026 - 2033.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
119
Tracked by RetailBonds
Amount Tracked
₹4,540 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 115 of 119 bonds)
Avg Coupon
9.92%
Range 8.50% - 11.00%
Avg Remaining Tenure
2.1 Yrs
Nearest maturity 2026-09
Secured
86%
103 of 119 bonds with known status
Callable
4
Of 119 bonds
Avg Spread vs G-Sec
+448 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (37 bonds).

0 2026: 10 bonds, ₹226 Cr tracked, avg coupon 9.80% 10 bonds 2026 2027: 37 bonds, ₹1,276 Cr tracked, avg coupon 9.91% 37 bonds 2027 2028: 31 bonds, ₹1,428 Cr tracked, avg coupon 9.80% 31 bonds 2028 2029: 18 bonds, ₹907 Cr tracked, avg coupon 9.82% 18 bonds 2029 2030: 8 bonds, ₹141 Cr tracked, avg coupon 10.08% 8 bonds 2030 2031: 10 bonds, ₹485 Cr tracked, avg coupon 10.60% 10 bonds 2031 2032: 3 bonds, ₹39 Cr tracked 3 bonds 2032 2033: 2 bonds, ₹39 Cr tracked 2 bonds 2033

Security Type / Instrument Mix

  • NCD 119 bonds · 100% · ₹4,540 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2019: ₹34 Cr issued 2019 2020: ₹59 Cr issued 2020 2021: ₹694 Cr issued 2021 2022: ₹291 Cr issued 2022 2023: ₹382 Cr issued 2023 2024: ₹530 Cr issued 2024 2025: ₹1,300 Cr issued 2025 2026: ₹1,250 Cr issued 2026 Cumulative: ₹34 Cr Cumulative: ₹92 Cr Cumulative: ₹787 Cr Cumulative: ₹1,078 Cr Cumulative: ₹1,460 Cr Cumulative: ₹1,990 Cr Cumulative: ₹3,290 Cr Cumulative: ₹4,540 Cr

Based on 115 of 119 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • A 90 bonds · 76%
  • BBB 18 bonds · 15%
  • Unrated 11 bonds · 9%
AgencyRatingOutlookBonds
INDIA_RATINGS A- 51
INDIA_RATINGS A 28
INDIA_RATINGS A Stable 11
BRICKWORK BBB+ 9
INDIA_RATINGS BBB 6
INDIA_RATINGS BBB+ 3

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE403Q07DU3 9.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT OPTION IV DATE OF MATURITY 27/09/2026 9.25% A- (INDIA_RATINGS) 2026-09-27
INE403Q07FM5 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE OPTION I DATE OF MATURITY 14/10/2026. A- (INDIA_RATINGS) 2026-10-14
INE403Q07CN0 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. LETTER OF ALLOTMENT. OPTION VI. DATE OF MATURITY 17/10/2026. BBB+ (INDIA_RATINGS) 2026-10-17
INE403Q07EJ4 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE OPTION III DATE OF MATURITY 25/10/2026 A- (INDIA_RATINGS) 2026-10-25
INE403Q08233 10.25% UNSECURED RATED LISTED NON COVERTIBLE DEBENTURE.OPTION VII.LETTER OF ALLOTMENT.DATE OF MATURITY 28/10/2026 10.25% BBB+ (BRICKWORK) 2026-10-28
INE403Q07AW5 10.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES VII. LETTER OF ALLOTMENT. DATE OF MATURITY 09/12/2026. 10.25% BBB (INDIA_RATINGS) 2026-12-09
INE403Q07AX3 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES VIII. LETTER OF ALLOTMENT. DATE OF MATURITY 09/12/2026. BBB (INDIA_RATINGS) 2026-12-09
INE403Q07EX5 9.25% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE. LETTER OF ALLOTMENT OPTION II DATE OF MATURITY 11/12/2026. 9.25% A- (INDIA_RATINGS) 2026-12-11
INE403Q07DQ1 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT OPTION V DATE OF MATURITY 27/12/2026 A- (INDIA_RATINGS) 2026-12-27
INE403Q07FE2 KFL-10%-31-12-26-PVT 10.00% A (INDIA_RATINGS) 2026-12-31 8.31% 2026-08-25
INE403Q07DF4 9.5% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT. OPTION VI DATE OF MATURITY 15/01/2027 9.50% A- (INDIA_RATINGS) 2027-01-15
INE403Q07DY5 9.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT OPTION IV DATE OF MATURITY 17/01/2027 9.25% A- (INDIA_RATINGS) 2027-01-17
INE403Q07FT0 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE OPTION I DATE OF MATURITY 23/01/2027 A- (INDIA_RATINGS) 2027-01-23
INE403Q07EQ9 SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE OPTION III DATE OF MATURITY 06/02/2027. A- (INDIA_RATINGS) 2027-02-06
INE403Q07CV3 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. LETTER OF ALLOTMENT. OPTION VI. DATE OF MATURITY 10/02/2027. BBB+ (BRICKWORK) 2027-02-10
INE403Q07FN3 KFL-10%-12-3-27-PVT 10.00% A (INDIA_RATINGS) 2027-03-12 10.47% 2026-08-25
INE403Q07FG7 9.50% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. OPTION II DATE OF MATURITY 14/04/2027. 9.50% A- (INDIA_RATINGS) 2027-04-14
INE403Q07CO8 10% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. LETTER OF ALLOTMENT. OPTION VII. DATE OF MATURITY 17/04/2027. 10.00% BBB+ (INDIA_RATINGS) 2027-04-17
INE403Q07EB1 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT OPTION V DATE OF MATURITY 17/04/2027 A- (INDIA_RATINGS) 2027-04-17
INE403Q07EL0 9.5% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE OPTION IV DATE OF MATURITY 25/04/2027 9.50% A- (INDIA_RATINGS) 2027-04-25
INE403Q07DG2 9.5% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT OPTION VI DATE OF MATURITY 28/04/2027 9.50% A- (INDIA_RATINGS) 2027-04-28
INE403Q07GN1 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE OPTION I DATE OF MATURITY 09/05/2027 A (INDIA_RATINGS) 2027-05-09
INE403Q07GP6 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE OPTION I DATE OF MATURITY 19/05/2027 A (INDIA_RATINGS) 2027-05-19
INE403Q08209 UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES VIII. LETTER OF ALLOTMENT. DATE OF MATURITY 28/05/2027 BBB (INDIA_RATINGS) 2027-05-28
INE403Q08191 10.25% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES VII. LETTER OF ALLOTMENT. DATE OF MATURITY 28/05/2027. 10.25% BBB (INDIA_RATINGS) 2027-05-28
INE403Q08258 10% UNSECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SUBORDINATE TIER 1 . DATE OF MATURITY 30/05/2027. 10.00% 2027-05-30
INE403Q07FD4 SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE. LETTER OF ALLOTMENT OPTION III DATE OF MATURITY 11/06/2027. A- (INDIA_RATINGS) 2027-06-11
INE403Q07GA8 KFL-10.62%-09-07-27-PVT 10.62% A (INDIA_RATINGS) 2027-07-09 10.20% 2026-08-21
INE403Q07FZ7 KFL-10.62%-09-07-27-PVT 10.62% A (INDIA_RATINGS) 2027-07-09
IN8403Q07010 10.62% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES I DATE OF MATURITY 09/07/2027 10.62% 2027-07-09
INE403Q07DC1 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. LETTER OF ALLOTMENT. OPTION VII DATE OF MATURITY 15/07/2027. A- (INDIA_RATINGS) 2027-07-15
INE403Q07EI6 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE OPTION V DATE OF MATURITY 25/07/2027 A- (INDIA_RATINGS) 2027-07-25
INE403Q07ET3 10% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE OPTION IV DATE OF MATURITY 06/08/2027. 10.00% A- (INDIA_RATINGS) 2027-08-06
INE403Q07CW1 9.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. LETTER OF ALLOTMENT. OPTION VII. DATE OF MATURITY 10/08/2027. 9.25% BBB+ (BRICKWORK) 2027-08-10
INE403Q07GF7 KFL-10%-29-8-27-PVT 10.00% A (INDIA_RATINGS) 2027-08-29 10.80% 2026-08-25
IN8403Q07028 10% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 29/08/2027 10.00% 2027-08-29
INE403Q07DV1 10% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT OPTION VI DATE OF MATURITY 27/09/2027 10.00% A- (INDIA_RATINGS) 2027-09-27
INE403Q07CH2 9% SECURED RATED LISTED CUMMULATIVE NON CONVERTIBLE DEBENTURE OPTION VII. LETTER OF ALLOTMENT . DATE OF MATURITY 29/09/2027 9.00% BBB+ (BRICKWORK) 2027-09-29
INE403Q07BL6 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES VIII. LETTER OF ALLOTMENT. DATE OF MATURITY 13/10/2027 BBB (INDIA_RATINGS) 2027-10-13
INE403Q07BK8 10.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES VII. LETTER OF ALLOTMENT. DATE OF MATURITY 13/10/2027. 10.25% BBB (INDIA_RATINGS) 2027-10-13
INE403Q08274 10% UNSECURED UNRATED UNLISTED SUBORDINATE - TIER 1 REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES - OPTION II. DATE OF MATURITY 20/10/2027. 10.00% 2027-10-20
INE403Q08266 10% UNSECURED UNRATED UNLISTED REDEEMABLE SUBORDINATE - TIER 1 NON CONVERTIBLE DEBENTURES SERIES - OPTION I. DATE OF MATURITY 20/10/2027 10.00% 2027-10-20
INE403Q07DI8 SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT OPTION VII DATE OF MATURITY 28/10/2027 A- (INDIA_RATINGS) 2027-10-28
INE403Q07ER7 SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE OPTION V DATE OF MATURITY 06/11/2027. A- (INDIA_RATINGS) 2027-11-06
INE403Q07GE0 KFL-10%-30-11-27-PVT 10.00% A (INDIA_RATINGS) 2027-11-30 11.07% 2026-08-24
INE403Q07EY3 10% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE. LETTER OF ALLOTMENT OPTION IV DATE OF MATURITY 11/12/2027. 10.00% A- (INDIA_RATINGS) 2027-12-11
INE403Q07FQ6 KFL-10%-31-12-27-PVT 10.00% A (INDIA_RATINGS) 2027-12-31 11.57% 2026-08-25
INE403Q07ED7 10% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT OPTION VI DATE OF MATURITY 17/01/2028 10.00% A- (INDIA_RATINGS) 2028-01-17
INE403Q08217 10.25% UNSECURED RATED LISTED NON CONVERTIBLE DEBENTURES. SERIES VII. LETTER OF ALLOTMENT. DATE OF MATURITY 22/01/2028. 10.25% BBB+ (BRICKWORK) 2028-01-22
INE403Q08225 UNSECURED RATED LISTED NON CONVERTIBLE DEBENTURES. SERIES VIII. LETTER OF ALLOTMENT. DATE OF MATURITY 22/01/2028. BBB+ (BRICKWORK) 2028-01-22
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
188
Avg. Yield (Last 30 Days)
10.71%
06 Regulatory Filings

No regulatory filings captured yet for this issuer.

07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 108 2026-04-17
Rating Actions History 0
Secondary-Market Trades 386 2026-08-26
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Kosamattam Finance Limited have?

Kosamattam Finance Limited currently has 119 active bonds with coupons 8.50% - 11.00%, maturities spanning 2026 - 2033.

What is Kosamattam Finance Limited's credit rating?

The most recent rating on Kosamattam Finance Limited's bonds is A (INDIA_RATINGS), published by BRICKWORK, INDIA_RATINGS.

Are Kosamattam Finance Limited's bonds secured?

Of the 119 bonds with a disclosed security status, 103 are secured (86%) and 16 are unsecured.

When do Kosamattam Finance Limited's bonds mature?

Kosamattam Finance Limited's active bonds mature between 2026 - 2033; the nearest matures in 2026-09; the average tenure is 2.1 Yrs.

What is the average coupon on Kosamattam Finance Limited's bonds?

The average coupon across Kosamattam Finance Limited's 119 active bonds is 9.92%.

Disclaimer: This page aggregates publicly available data about Kosamattam Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.