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Kosamattam Finance Limited — Bonds & A (India Ratings) Rating

NBFC · Financial Services

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Methodology v1.0 Download Report (PDF) Watch
Agency Rating
A (India Ratings)
Most common current rating on senior bonds
9 of 15 rated · India Ratings, 31 Jan 2026
Total Debt Outstanding
₹4,456 Cr
Across 123 instruments
Active Bonds
123
First Issue
21 Aug 2019
Latest Issue
3 Nov 2026
Maturity Range
2026 - 2033
Observation
123 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
Issuer health card 1 item to look at
  • Current ratings India Ratings A, India Ratings A-, India Ratings A+
  • Rating range Current ratings range from A- (ICRA 30 Apr 2026, India Ratings 31 Jul 2025) to A+ (India Ratings 31 May 2026)
  • Rating direction, 12 months No rating actions on file
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Newest agency rating Dated 31 May 2026
  • Payment record No payment disclosures since 17 Jul 2026
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 18 of 123 active bonds had an exchange trade
  • Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

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01 Issuer Overview
Sector
Financial Services
Issuer Type
NBFC
First Tracked Bond
21 Aug 2019
Start of this issuer's debt program timeline
  • 123 active bonds tracked from this issuer.
  • 107 of 122 tracked bonds with a stated security status are secured. (based on 122 bonds with a disclosed security status)

Kosamattam Finance Limited is an NBFC in the Financial Services sector. Coupon rates on outstanding bonds range from 8.50% - 11.00%, paid monthly. Bonds mature between 2026 - 2033.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
123
Tracked by RetailBonds
Amount Tracked
₹4,456 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 110 of 123 bonds)
Avg Coupon
9.91%
Range 8.50% - 11.00%
Avg Remaining Tenure
2.1 Yrs
Nearest maturity Dec 2026
Secured
87%
107 of 122 bonds with known status
Callable
0
Of 123 bonds
Avg Spread vs G-Sec
+410 bps
Credit premium, from 8 bonds with a current market yield

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (37 bonds).

0 2026: 5 bonds, ₹143 Cr tracked, avg coupon 9.83% 5 bonds 2026 2027: 37 bonds, ₹1,276 Cr tracked, avg coupon 9.91% 37 bonds 2027 2028: 33 bonds, ₹1,428 Cr tracked, avg coupon 9.73% 33 bonds 2028 2029: 20 bonds, ₹907 Cr tracked, avg coupon 9.77% 20 bonds 2029 2030: 10 bonds, ₹141 Cr tracked, avg coupon 10.06% 10 bonds 2030 2031: 11 bonds, ₹485 Cr tracked, avg coupon 10.50% 11 bonds 2031 2032: 4 bonds, ₹39 Cr tracked, avg coupon 11.00% 4 bonds 2032 2033: 3 bonds, ₹39 Cr tracked 3 bonds 2033

Security Type / Instrument Mix

  • NCD 123 bonds · 100% · ₹4,456 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2019: ₹34 Cr issued 2019 2020: ₹59 Cr issued 2020 2021: ₹683 Cr issued 2021 2022: ₹265 Cr issued 2022 2023: ₹369 Cr issued 2023 2024: ₹522 Cr issued 2024 2025: ₹1,274 Cr issued 2025 2026: ₹1,250 Cr issued 2026 Cumulative: ₹34 Cr Cumulative: ₹92 Cr Cumulative: ₹776 Cr Cumulative: ₹1,041 Cr Cumulative: ₹1,410 Cr Cumulative: ₹1,932 Cr Cumulative: ₹3,206 Cr Cumulative: ₹4,456 Cr

Based on 110 of 123 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • A 87 bonds · 71%
  • BBB 16 bonds · 13%
  • Unrated 20 bonds · 16%
AgencyRatingOutlookBonds
India Ratings A Stable 8
India Ratings A- Stable 3
ICRA A- Stable 1
India Ratings A — 1
India Ratings A+ — 1
India Ratings A+ Stable 1
India Ratings A- NSDL record — 48
India Ratings A NSDL record — 24
Brickwork BBB+ NSDL record — 8
India Ratings BBB NSDL record — 6
India Ratings BBB+ NSDL record — 2

Recent Rating Actions

No rating action history available.

NCD Public Issues
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE403Q07AW5 Kosamattam Finance 10.25% Dec 2026 NCD 10.25% BBB (India Ratings, NSDL record 2019) 2026-12-09 — —
INE403Q07AX3 Kosamattam Finance Dec 2026 NCD — BBB (India Ratings, NSDL record 2019) 2026-12-09 — —
INE403Q07EX5 Kosamattam Finance 9.25% Dec 2026 NCD 9.25% A- (India Ratings, NSDL record 2024) 2026-12-11 — —
INE403Q07DQ1 Kosamattam Finance Dec 2026 NCD — A- (India Ratings, NSDL record 2023) 2026-12-27 — —
INE403Q07FE2 Kosamattam Finance 10.00% Dec 2026 NCD 10.00% A- (India Ratings) 2026-12-31 17.71% 2026-11-03
INE403Q07DF4 Kosamattam Finance 9.50% Jan 2027 NCD 9.50% A- (India Ratings, NSDL record 2022) 2027-01-15 — 2026-10-06
INE403Q07DY5 Kosamattam Finance 9.25% Jan 2027 NCD 9.25% A- (India Ratings, NSDL record 2023) 2027-01-17 — —
INE403Q07FT0 Kosamattam Finance Jan 2027 NCD — A- (India Ratings, NSDL record 2025) 2027-01-23 — —
INE403Q07EQ9 Kosamattam Finance Feb 2027 NCD — A- (India Ratings, NSDL record 2024) 2027-02-06 — —
INE403Q07CV3 Kosamattam Finance Feb 2027 NCD — BBB+ (Brickwork, NSDL record 2022) 2027-02-10 — —
INE403Q07FN3 Kosamattam Finance 10.00% Mar 2027 NCD 10.00% A- (India Ratings) 2027-03-12 10.10% 2026-11-05
INE403Q07FG7 Kosamattam Finance 9.50% Apr 2027 NCD 9.50% A- (India Ratings, NSDL record 2024) 2027-04-14 — —
INE403Q07CO8 Kosamattam Finance 10.00% Apr 2027 NCD 10.00% BBB+ (India Ratings, NSDL record 2022) 2027-04-17 — —
INE403Q07EB1 Kosamattam Finance Apr 2027 NCD — A- (India Ratings, NSDL record 2023) 2027-04-17 — —
INE403Q07EL0 Kosamattam Finance 9.50% Apr 2027 NCD 9.50% A- (India Ratings, NSDL record 2024) 2027-04-25 — —
INE403Q07DG2 Kosamattam Finance 9.50% Apr 2027 NCD 9.50% A- (India Ratings, NSDL record 2023) 2027-04-28 — —
INE403Q07GN1 Kosamattam Finance May 2027 NCD — A (India Ratings, NSDL record 2025) 2027-05-09 — —
INE403Q07GP6 Kosamattam Finance May 2027 NCD — A (India Ratings, NSDL record 2026) 2027-05-19 — —
INE403Q08209 Kosamattam Finance May 2027 NCD — BBB (India Ratings, NSDL record 2020) 2027-05-28 — —
INE403Q08191 Kosamattam Finance 10.25% May 2027 NCD 10.25% BBB (India Ratings, NSDL record 2020) 2027-05-28 — —
INE403Q08258 Kosamattam Finance 10.00% May 2027 NCD 10.00% — 2027-05-30 — —
INE403Q07FD4 Kosamattam Finance Jun 2027 NCD — A- (India Ratings, NSDL record 2024) 2027-06-11 — —
INE403Q07GA8 Kosamattam Finance 10.62% Jul 2027 NCD 10.62% A (India Ratings) 2027-07-09 10.10% 2026-11-04
INE403Q07FZ7 Kosamattam Finance 10.62% Jul 2027 NCD 10.62% A+ (India Ratings) 2027-07-09 9.50% 2026-11-06
IN8403Q07010 Kosamattam Finance 10.62% Jul 2027 NCD 10.62% — 2027-07-09 — —
INE403Q07DC1 Kosamattam Finance Jul 2027 NCD — A- (India Ratings, NSDL record 2022) 2027-07-15 — —
INE403Q07EI6 Kosamattam Finance Jul 2027 NCD — A- (India Ratings, NSDL record 2024) 2027-07-25 — —
INE403Q07ET3 Kosamattam Finance 10.00% Aug 2027 NCD 10.00% A- (India Ratings, NSDL record 2024) 2027-08-06 — —
INE403Q07CW1 Kosamattam Finance 9.25% Aug 2027 NCD 9.25% BBB+ (Brickwork, NSDL record 2022) 2027-08-10 — —
INE403Q07GF7 Kosamattam Finance 10.00% Aug 2027 NCD 10.00% A (India Ratings) 2027-08-29 9.54% 2026-11-06
IN8403Q07028 Kosamattam Finance 10.00% Aug 2027 NCD 10.00% — 2027-08-29 — —
INE403Q07DV1 Kosamattam Finance 10.00% Sep 2027 NCD 10.00% A- (India Ratings, NSDL record 2023) 2027-09-27 — —
INE403Q07CH2 Kosamattam Finance 9.00% Sep 2027 NCD 9.00% BBB+ (Brickwork, NSDL record 2021) 2027-09-29 — —
INE403Q07BL6 Kosamattam Finance Oct 2027 NCD — BBB (India Ratings, NSDL record 2020) 2027-10-13 — —
INE403Q07BK8 Kosamattam Finance 10.25% Oct 2027 NCD 10.25% BBB (India Ratings, NSDL record 2020) 2027-10-13 — —
INE403Q08274 Kosamattam Finance 10.00% Oct 2027 NCD 10.00% — 2027-10-20 — —
INE403Q08266 Kosamattam Finance 10.00% Oct 2027 NCD 10.00% — 2027-10-20 — —
INE403Q07DI8 Kosamattam Finance Oct 2027 NCD — A- (India Ratings, NSDL record 2023) 2027-10-28 — —
INE403Q07ER7 Kosamattam Finance Nov 2027 NCD — A- (India Ratings, NSDL record 2024) 2027-11-06 — —
INE403Q07GE0 Kosamattam Finance 10.00% Nov 2027 NCD 10.00% A (India Ratings) 2027-11-30 10.89% 2026-11-05
INE403Q07EY3 Kosamattam Finance 10.00% Dec 2027 NCD 10.00% A- (India Ratings, NSDL record 2024) 2027-12-11 — —
INE403Q07FQ6 Kosamattam Finance 10.00% Dec 2027 NCD 10.00% A- (India Ratings) 2027-12-31 10.10% 2026-11-06
INE403Q07ED7 Kosamattam Finance 10.00% Jan 2028 NCD 10.00% A- (India Ratings, NSDL record 2023) 2028-01-17 — —
INE403Q08217 Kosamattam Finance 10.25% Jan 2028 NCD 10.25% BBB+ (Brickwork, NSDL record 2020) 2028-01-22 — —
INE403Q08225 Kosamattam Finance Jan 2028 NCD — BBB+ (Brickwork, NSDL record 2020) 2028-01-22 — —
INE403Q07GC4 Kosamattam Finance 10.62% Feb 2028 NCD 10.62% A (India Ratings) 2028-02-07 10.20% 2026-11-06
IN8403Q07036 Kosamattam Finance 10.62% Feb 2028 NCD 10.62% — 2028-02-07 — —
INE403Q07GW2 Kosamattam Finance 8.50% Feb 2028 NCD 8.50% A (India Ratings, NSDL record 2026) 2028-02-19 — —
INE403Q07EW7 Kosamattam Finance Mar 2028 NCD — A- (India Ratings, NSDL record 2024) 2028-03-11 — —
INE403Q07DS7 Kosamattam Finance Mar 2028 NCD — A- (India Ratings, NSDL record 2023) 2028-03-27 — —
Compare (/) Compare Bonds

YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

More bonds from this issuer (61)
05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

BSE Traded Value (Last 30 Days)
—
Number of Trades (Last 30 Days)
200
Avg. Yield (Last 30 Days)
10.58%
06 Regulatory Filings

No regulatory filings captured yet for this issuer.

07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 103 2026-05-31
Rating Actions History 0 —
Secondary-Market Trades 785 2026-11-06
Reg52(4) Payment Disclosures 0 —

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Kosamattam Finance Limited have?

Kosamattam Finance Limited currently has 123 active bonds with coupons of 8.50% - 11.00%, maturities spanning 2026 - 2033.

What is Kosamattam Finance Limited's credit rating?

The most common current rating on Kosamattam Finance Limited's senior bonds is A (India Ratings). Ratings on file come from ICRA, India Ratings.

Are Kosamattam Finance Limited's bonds secured?

Of the 122 bonds with a disclosed security status, 107 are secured (87%) and 15 are unsecured.

When do Kosamattam Finance Limited's bonds mature?

Kosamattam Finance Limited's active bonds mature between 2026 - 2033; the nearest matures in Dec 2026; the average tenure is 2.1 Yrs.

What is the average coupon on Kosamattam Finance Limited's bonds?

The average coupon across Kosamattam Finance Limited's 123 active bonds is 9.91%.

Disclaimer: This page aggregates publicly available data about Kosamattam Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.