AAVAS Financiers Limited

Nbfc

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Methodology v1.0 Download Report (PDF)
Latest Rating
AA (CARE)
Total Debt Outstanding
₹2,008 Cr
Across 10 instruments
Listed Bonds
10
First Issue
2020-03-30
Latest Issue
2025-06-26
Maturity Range
2026 - 2030
Observation
10 active bonds tracked from this issuer.
View details →
Coverage: Medium Data Quality: Medium Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Issuer Type
Nbfc
First Tracked Bond
2020-03-30
Start of this issuer's debt program timeline
  • 10 active bonds tracked from this issuer.
  • 10 of 10 tracked bonds with a stated security status are secured. (based on 10 bonds with a disclosed security status)

AAVAS Financiers Limited is an NBFC. Coupon rates on outstanding bonds range from 6.25% - 8.64%, paid annual. Bonds mature between 2026 - 2030.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
10
Tracked by RetailBonds
Amount Tracked
₹2,008 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt
Avg Coupon
7.84%
Range 6.25% - 8.64%
Avg Remaining Tenure
2.5 Yrs
Nearest maturity 2026-11
Secured
100%
10 of 10 bonds with known status
Callable
1
Of 10 bonds
Avg Spread vs G-Sec
+185 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (5 bonds).

0 2026: 1 bond, ₹99 Cr tracked, avg coupon 6.50% 1 bond 2026 2027: 1 bond, ₹85 Cr tracked, avg coupon 6.25% 1 bond 2027 2028: 2 bonds, ₹594 Cr tracked, avg coupon 8.50% 2 bonds 2028 2029: 1 bond, ₹630 Cr tracked, avg coupon 8.09% 1 bond 2029 2030: 5 bonds, ₹600 Cr tracked, avg coupon 8.11% 5 bonds 2030

Security Type / Instrument Mix

  • NCD 10 bonds · 100% · ₹2,008 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2020: ₹444 Cr issued 2020 2021: ₹99 Cr issued 2021 2022: ₹85 Cr issued 2022 2023: ₹150 Cr issued 2023 2024: ₹630 Cr issued 2024 2025: ₹600 Cr issued 2025 Cumulative: ₹444 Cr Cumulative: ₹543 Cr Cumulative: ₹628 Cr Cumulative: ₹778 Cr Cumulative: ₹1,408 Cr Cumulative: ₹2,008 Cr

Based on 10 of 10 active bonds with a known issue date and issue size.

Financial Snapshot

Q1 FY26
Debt / Equity
0.03
 
Revenue from Operations
₹708.72 Cr
 
Net Profit / Loss
₹171.27 Cr
 
Profit Before Tax
₹220.10 Cr
 

As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 21 Jul 2026. Figures are reported facts, not a rating or recommendation.

03 Credit Profile
  • AA 10 bonds · 100%
AgencyRatingOutlookBonds
CARE AA 4
CARE AA Stable 3
ICRA AA Stable 2
CARE AA- 1

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE216P07217 AFL-6.50%-26-11-26-PVT 6.50% AA (CARE) 2026-11-26
INE216P07225 AFL-6.25%-25-03-27-PVT 6.25% AA (CARE) 2027-03-25
INE216P07175 8.645% SECURED RATED UNLISTED REDEEMABLE TRANSFERABLE AND INTEREST BEARING NON CONVERTIBLE DEBENTURE. LETTER OF ALLOTMENT. DATE OF MATURITY : 30/03/2028 8.64% AA- (CARE) 2028-03-30
INE216P07233 AFL-8.35%-20-7-28-PVT 8.35% AA (ICRA) 2028-07-20
INE216P07241 AFL-8.09%-29-10-29-PVT 8.09% AA (ICRA) 2029-10-29
INE216P07258 AFL-8.42%-15-1-30-PVT 8.42% AA (CARE) 2030-01-15
INE216P07266 AFL-8.46%-15-1-30-PVT 8.46% AA (CARE) 2030-01-15
INE216P07274 AVFL-8.15%-RESET RATE-26-4-30-PVT 8.15% AA (CARE) 2030-04-26
INE216P07282 AVFL-8.11%-RESET RATE-26-4-30-PVT 8.11% AA (CARE) 2030-04-26
INE216P07290 AVFL-7.40%-26-6-30-PVT 7.40% AA (CARE) 2030-06-26
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 10 2025-06-30
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does AAVAS Financiers Limited have?

AAVAS Financiers Limited currently has 10 active bonds with coupons 6.25% - 8.64%, maturities spanning 2026 - 2030.

What is AAVAS Financiers Limited's credit rating?

The most recent rating on AAVAS Financiers Limited's bonds is AA (CARE), published by CARE, ICRA.

Are AAVAS Financiers Limited's bonds secured?

Of the 10 bonds with a disclosed security status, 10 are secured (100%) and 0 are unsecured.

When do AAVAS Financiers Limited's bonds mature?

AAVAS Financiers Limited's active bonds mature between 2026 - 2030; the nearest matures in 2026-11; the average tenure is 2.5 Yrs.

What is the average coupon on AAVAS Financiers Limited's bonds?

The average coupon across AAVAS Financiers Limited's 10 active bonds is 7.84%.

Disclaimer: This page aggregates publicly available data about AAVAS Financiers Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.