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ECL Finance 10.15% Jan 2029 NCD (INE804IA7014)

CRISIL AA · NSDL record, 2018 Secured NCD

ECL Finance Limited

Secured, Taxable, Redeemable NCD

Browse: bonds maturing in 2029

26 more bonds from ECL Finance Limited →
Current YTM
9.03%
Market YTM
Coupon Rate
10.15%
Per annum
Maturity Date
04 Jan 2029
2.2 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,000
Per Bond

Market Position

YTM (Annual)
9.03%
Last traded 6 Nov 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+208 bps
vs 2.2Y G-Sec at 6.95%
Below the median spread for similar-tenor peers
Tenure
2.2 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
22 Oct 20266 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

4 Dec 2026
Interest Payment
₹8.46 / Bond
₹7.61 net of 10% TDS (est.)
4 Jan 2027
Interest Payment
₹8.46 / Bond
₹7.61 net of 10% TDS (est.)
4 Feb 2027
Interest Payment
₹8.46 / Bond
₹7.61 net of 10% TDS (est.)
4 Mar 2027
Interest Payment
₹8.46 / Bond
₹7.61 net of 10% TDS (est.)
4 Apr 2027
Interest Payment
₹8.46 / Bond
₹7.61 net of 10% TDS (est.)
4 May 2027
Interest Payment
₹8.46 / Bond
₹7.61 net of 10% TDS (est.)
4 Jun 2027
Interest Payment
₹8.46 / Bond
₹7.61 net of 10% TDS (est.)
4 Jul 2027
Interest Payment
₹8.46 / Bond
₹7.61 net of 10% TDS (est.)
…
+17 more coupons until 4 Dec 2028
₹8.46 each / Bond
4 Jan 2029
Final coupon + principal
₹1,008.46 / Bond
₹8.46 coupon + ₹1,000 face value

26 coupons remaining, the last paid with principal at maturity · per ₹1,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Payment Disclosures (SEBI Reg52(4))

5 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-11-02 Interest ₹96,00,000.00 ₹96,00,000.00 Paid XBRL →
Non-payment reason: NA
2026-11-02 Interest ₹96,00,000.00 ₹96,00,000.00 Paid XBRL →
Non-payment reason: NA
2026-10-01 Interest ₹93,00,000.00 ₹93,00,000.00 Paid XBRL →
Non-payment reason: NA
2026-09-01 Interest ₹96,00,000.00 ₹96,00,000.00 Paid XBRL →
Non-payment reason: NA
2026-08-01 Interest ₹96,00,000.00 ₹96,00,000.00 Paid XBRL →
Non-payment reason: NA

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.

Bond Timeline

— Issue / Maturity | Coupon (projected) ◆ Reg52(4) disclosed ┊ Today
Today Interest paid (SEBI Reg52(4) disclosure) — due 2 Nov 2026 Interest paid (SEBI Reg52(4) disclosure) — due 2 Nov 2026 Interest paid (SEBI Reg52(4) disclosure) — due 1 Oct 2026 Interest paid (SEBI Reg52(4) disclosure) — due 1 Sep 2026 Interest paid (SEBI Reg52(4) disclosure) — due 1 Aug 2026 Issued 4 Jan 2019 Matures 4 Jan 2029

5 SEBI Reg52(4) disclosed payments — hover a square/diamond for detail.

Key Metrics

Coupon Rate
10.15%
YTM (Annual)
9.03%
Credit Rating
AA
Rating on NSDL record (CRISIL, 2018)
Not a current agency rating; see below
Remaining Tenure
2.2 Years

AA (CRISIL): Rating on NSDL record (CRISIL, 2018), dated 6 Nov 2018. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics
Modified Duration
1.93 Yrs
Macaulay Duration
1.94 Yrs
Issue Size
₹111 Cr
Face Value
₹1,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
1.93 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
6 Nov 2026
NSE CM
Trades (30 Days)
18
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • 18 secondary-market trades recorded in the last 30 days.
  • Coupon is in line with the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 6 Nov 2026
Instrument Type
NCD
Issue Date
4 Jan 2019
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Issued by ECL Finance Limited, ECL Finance 10.15% Jan 2029 NCD is a secured NCD. It pays a 10.15% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Action History

4 actions

Agency actions on ECL Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-07 CRISIL Reaffirm — — View →
2026-09-24 CRISIL Update — — View →
2026-09-24 CRISIL Update — — View →
2026-08-06 CRISIL Update — — View →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on ECL Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-07 CRISIL Reaffirm — View →
2026-09-24 CRISIL Update — View →
2026-08-06 CRISIL Update — View →
Alert me about ECL Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE804IA7014: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-11-06 102.1824 9.0320 —
2026-11-04 102.3398 8.9557 —
2026-11-03 101.5500 9.3562 —
2026-11-02 101.7523 9.2544 —
2026-10-30 101.9101 9.1770 —
2026-10-28 102.6637 8.8019 —
2026-10-27 101.8910 9.1890 —
2026-10-26 101.8993 9.1856 —
2026-10-23 101.9991 9.1382 —
2026-10-22 102.1274 9.0752 —

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL (NSDL record) 2018-11-06
Rating Actions History 4 — 2026-10-07
Secondary-Market Trades 10 NSE CM 2026-11-06
Reg52(4) Payment Disclosures 5 NSE 2026-11-02
  • No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
6 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹1,021.82
YTM9.03%
Trade Date 6 Nov 2026 2d ago
SourceNSE CM
Accrued interest (est.)₹1.41
Dirty price (est.)₹1,023.23
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE804IA7014
Issue Date
4 Jan 2019
Maturity Date
4 Jan 2029
Listing
—
Payment Frequency
Monthly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on ECL Finance 10.15% Jan 2029 NCD?

ECL Finance 10.15% Jan 2029 NCD carries a coupon of 10.15%, paid monthly, on a face value of ₹1,000.

When does ECL Finance 10.15% Jan 2029 NCD mature?

ECL Finance 10.15% Jan 2029 NCD matures on 4 Jan 2029, 2.2 years from today.

What is ECL Finance 10.15% Jan 2029 NCD rated?

No current rating from an agency or exchange is on file for ECL Finance 10.15% Jan 2029 NCD. NSDL's debt master records a rating of AA by CRISIL, dated 6 Nov 2018, often from the time of issue, so it may be out of date.

Is ECL Finance 10.15% Jan 2029 NCD secured?

ECL Finance 10.15% Jan 2029 NCD is a secured bond.

What yield does ECL Finance 10.15% Jan 2029 NCD currently offer?

The last recorded trade on 6 Nov 2026 priced ECL Finance 10.15% Jan 2029 NCD at ₹1,021.82 per bond, implying a yield to maturity of 9.03%.

More Bonds from This Issuer

E
ECL Finance 9.00% Mar 2027 NCD
INE804I078Q4
AA
Coupon
9.00%
Maturity
05 Mar 2027
E
ECL Finance 9.00% Mar 2027 NCD
INE804IA7378
A+ NSDL record, 2024
Coupon
9.00%
Maturity
05 Mar 2027
E
ECL Finance 10.40% Mar 2027 NCD
INE528S07169
A+ NSDL record, 2024
Coupon
10.40%
Maturity
18 Mar 2027
E
ECL Finance 9.75% Apr 2027 NCD
INE804I08726
A
Coupon
9.75%
Maturity
30 Apr 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2029

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 10.15%. For comparison only, not a recommendation.

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INE836B07907Satin Creditcare Network LimitedA10.15%2028-07-13
INE148I07OH5Sammaan Capital LimitedAA10.15%2028-03-23
INE148I07RS5Sammaan Capital LimitedAA NSDL record, 202310.15%2028-12-27
INE148I07TR3Sammaan Capital LimitedAA NSDL record, 202410.15%2029-05-31
INE296Q07167Moneyboxx Finance LimitedBBB10.20%2028-04-08
INE532F07DJ5Edelweiss Financial Services LimitedAA- NSDL record, 202210.10%2028-01-20

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