L

Lic Housing Finance 7.65% Aug 2031 NCD

AAA Secured NCD

LIC Housing Finance Ltd

Secured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2031

Current YTM
7.63%
Market YTM
Coupon Rate
7.65%
Per annum
Maturity Date
19 Aug 2031
5.0 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
7.63%
Live, last traded 2026-08-03
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+123 bps
vs 5.0Y G-Sec at 6.40%
Below the median spread for similar-tenor peers
Tenure
5.0 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
19 Sep 2026
Interest Payment
₹7,650.00 / Bond
19 Sep 2027
Interest Payment
₹7,650.00 / Bond
19 Sep 2028
Interest Payment
₹7,650.00 / Bond
19 Sep 2029
Interest Payment
₹7,650.00 / Bond
19 Sep 2030
Interest Payment
₹7,650.00 / Bond
19 Aug 2031
Principal Payment
₹100,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹100,000 face value

Payment Disclosures (SEBI Reg52(4)) 1 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-08-19 Interest ₹1,137,500,000.00 ₹1,137,500,000.00 Paid XBRL →

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ◆ Reg52(4) disclosed ┊ Today
Today Rating action: by CRISIL on 2026-06-30 Interest paid (SEBI Reg52(4) disclosure) — due 2026-08-19 Issued 2024-09-19 Matures 2031-08-19

1 rating action on file since issue — hover a dot for detail.

1 SEBI Reg52(4) disclosed payment — hover a square/diamond for detail.

Key Metrics
Coupon Rate
7.65%
YTM (Annual)
7.63%
Credit Rating
AAA
(CRISIL)
Remaining Tenure
5.0 Years
Advanced metrics
Modified Duration
4.01 Yrs
Macaulay Duration
4.31 Yrs
Issue Size
₹1,625 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
4.01 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-08-03
NSE OTC (WAP)
Trades (30 Days)
1
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 1 secondary-market trade recorded in the last 30 days.
  • Coupon is 2.35 percentage points below the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2024-09-19
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

7.65% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES TRANCHE 446. DATE OF MATURITY 19/08/2031 is a secured, rated, redeemable ncd issued by LIC Housing Finance Ltd. The bond offers a fixed coupon of 7.65% p.a. with annual interest payments and repays principal on maturity.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-06-30 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-03 100.0500 7.6303 None
2026-07-02 100.7781 7.4550 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 2 CARE, CRISIL 2026-06-28
Rating Actions History 1 2026-06-30
Secondary-Market Trades 2 NSE OTC (WAP) 2026-08-03
Reg52(4) Payment Disclosures 1 NSE 2026-08-19
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Lic Housing Finance 7.65% Aug 2031 NCD?

Lic Housing Finance 7.65% Aug 2031 NCD carries a coupon of 7.65%, paid annual, on a face value of ₹100,000.

When does Lic Housing Finance 7.65% Aug 2031 NCD mature?

Lic Housing Finance 7.65% Aug 2031 NCD matures on 2031-08-19, 5.0 years from today.

What is Lic Housing Finance 7.65% Aug 2031 NCD rated?

Lic Housing Finance 7.65% Aug 2031 NCD is rated AAA by CRISIL and AAA by CARE. As of 2026-06-28.

Is Lic Housing Finance 7.65% Aug 2031 NCD secured?

Lic Housing Finance 7.65% Aug 2031 NCD is a secured bond.

What yield does Lic Housing Finance 7.65% Aug 2031 NCD currently offer?

The last recorded trade on 2026-08-03 priced Lic Housing Finance 7.65% Aug 2031 NCD at ₹100.05, implying a yield to maturity of 7.63%.

More Bonds from This Issuer
6
LIC Housing Finance 6.17% Sep 2026 NCD
AAA
Coupon
6.17%
Maturity
03 Sep 2026
7
LIC Housing Finance 7.83% Sep 2026 NCD
AAA
Coupon
7.83%
Maturity
25 Sep 2026
7
LIC Housing Finance 7.48% Oct 2026 NCD
AAA
Coupon
7.48%
Maturity
23 Oct 2026
6
LIC Housing Finance 6.40% Nov 2026 NCD
Coupon
6.40%
Maturity
30 Nov 2026
Compare (/) Compare Bonds

← Back to screener