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IDFC First Bank 8.42% Feb 2032 NCD (INE092T08EY6)

CRISIL AA+ Unsecured NCD

IDFC First Bank Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2032

7 more bonds from IDFC First Bank Limited →
Current YTM
—
No market YTM available
Coupon Rate
8.42%
Per annum
Maturity Date
08 Feb 2032
5.3 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,00,00,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 30 Sep 2026 Rating withdrawn CARE

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
5.3 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

8 Feb 2027
Interest Payment
₹8,42,000.00 / Bond
₹7,57,800.00 net of 10% TDS (est.)
8 Feb 2028
Interest Payment
₹8,42,000.00 / Bond
₹7,57,800.00 net of 10% TDS (est.)
8 Feb 2029
Interest Payment
₹8,42,000.00 / Bond
₹7,57,800.00 net of 10% TDS (est.)
8 Feb 2030
Interest Payment
₹8,42,000.00 / Bond
₹7,57,800.00 net of 10% TDS (est.)
8 Feb 2031
Interest Payment
₹8,42,000.00 / Bond
₹7,57,800.00 net of 10% TDS (est.)
8 Feb 2032
Final coupon + principal
₹1,08,42,000.00 / Bond
₹8,42,000.00 coupon + ₹1,00,00,000 face value

6 coupons remaining, the last paid with principal at maturity · per ₹1,00,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Reaffirmed: AA+ by India Ratings on 30 Sep 2026 Issued 8 Feb 2022 Matures 8 Feb 2032

1 rating action on file since issue — hover a dot for detail.

Key Metrics

Coupon Rate
8.42%
YTM (Annual)
—
Credit Rating
AA+
(CRISIL) · rated 16 Oct 2026, 23 days ago
Remaining Tenure
5.3 Years

AA+ (CRISIL): Rated 16 Oct 2026 (23 days ago).

AA+ (India Ratings): Rated 30 Sep 2026 (39 days ago).

With more than one agency, the rating shown at the top is the lowest of those dated within the last 15 months (or the newest, when none is). How we pick it →

Advanced metrics
Modified Duration
3.87 Yrs
Macaulay Duration
4.20 Yrs
Issue Size
₹1,500 Cr
Face Value
₹1,00,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
3.87 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
Callable

Observations

  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.78 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
8 Feb 2022
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
Callable

Issued by IDFC First Bank Limited, IDFC First Bank 8.42% Feb 2032 NCD is an unsecured, rated NCD. It pays an 8.42% p.a. coupon, annually. Principal is repaid at maturity. The issuer holds the right to redeem it before the maturity date.

Rating Timeline

3 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
16 Oct 2026 CRISIL AA+ — Latest NSE filing →
30 Sep 2026 India Ratings AA+ — Latest NSE filing →
2022 India Ratings AA+ — NSDL record, 2022 NSDL debt master

Rating Action History

5 actions

Agency actions on IDFC First Bank Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-16 CRISIL Reaffirm — — View →
2026-10-07 Brickwork Reaffirm AA+ Stable NSE filing →
2026-09-30 CARE Reaffirm AA+ Stable NSE filing →
2026-09-30 CARE Withdrawal AA+ Stable NSE filing →
2026-09-30
This bond
India Ratings Reaffirm AA+ Stable NSE filing →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on IDFC First Bank Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-16 CRISIL Reaffirm — View →
2026-10-07 Brickwork Reaffirm AA+ / Stable NSE filing →
2026-09-30 CARE Reaffirm AA+ / Stable NSE filing →
2026-09-30 CARE Withdrawal AA+ / Stable NSE filing →
2026-09-30 India Ratings Reaffirm This bond AA+ / Stable NSE filing →
Alert me about IDFC First Bank Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 3 CRISIL, India Ratings 2026-10-16
Rating Actions History 5 — 2026-10-16
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE092T08EY6
Issue Date
8 Feb 2022
Maturity Date
8 Feb 2032
Listing
—
Payment Frequency
Annual
Put / Call Option
Call
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on IDFC First Bank 8.42% Feb 2032 NCD?

IDFC First Bank 8.42% Feb 2032 NCD carries a coupon of 8.42%, paid annual, on a face value of ₹1,00,00,000.

When does IDFC First Bank 8.42% Feb 2032 NCD mature?

IDFC First Bank 8.42% Feb 2032 NCD matures on 8 Feb 2032, 5.3 years from today.

What is IDFC First Bank 8.42% Feb 2032 NCD rated?

IDFC First Bank 8.42% Feb 2032 NCD is rated AA+ by CRISIL (rating dated 16 Oct 2026) and AA+ by India Ratings (rating dated 30 Sep 2026).

Is IDFC First Bank 8.42% Feb 2032 NCD secured?

IDFC First Bank 8.42% Feb 2032 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Can IDFC First Bank 8.42% Feb 2032 NCD be called or put back early?

IDFC First Bank 8.42% Feb 2032 NCD is callable -- the issuer may redeem it before maturity on scheduled call dates.

More Bonds from This Issuer

I
IDFC First Bank 8.25% Aug 2027 NCD
INE688I08178
Coupon
8.25%
Maturity
24 Aug 2027
I
IDFC First Bank 9.50% May 2028 NCD
INE688I08053
AA+
Coupon
9.50%
Maturity
17 May 2028
I
IDFC First Bank 8.70% Dec 2032 NCD
INE092T08EZ3
AA+
Coupon
8.70%
Maturity
01 Dec 2032
I
IDFC First Bank 8.40% Jun 2033 NCD
INE092T08FA3
AA+
Coupon
8.40%
Maturity
27 Jun 2033
Compare (/) Compare Bonds

Comparable NCDs maturing near 2032

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 8.42%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE121A08PX1Cholamandalam Investment and Finance Company LimitedAA+8.40%2032-11-25
INE572E07324PNB Housing Finance Limited—8.46%2031-10-23
INE572E07290PNB Housing Finance LimitedAAA8.35%2031-06-09
INE721A07RE6Shriram Finance LimitedAA+8.50%2032-10-18
INE2T2Q07345Hyderabad Metropolitan Development AuthorityAA+ NSDL record, 20268.50%2032-06-15
INE414G07JY0Muthoot Finance LimitedAA+8.52%2031-04-23

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